Side by side
Tink vs TrueLayer Data API
Both stand on open banking payment platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Choose Tink if your business needs European bank connectivity for payments, enriched financial data, or account-to-account risk checks. Its free sandbox can help teams explore products with test data. Businesses that need guaranteed support response and resolution times should consider the Enterprise plan, whose pricing is custom.
Visit TinkTrueLayer Data API brings several kinds of bank and card data into one integration, with multiple listed SDK and library options. The free Sandbox is limited to mock data; production requires a commercial agreement and KYB/KYC.
Visit TrueLayer Data APIThe facts
| Tink | TrueLayer Data API | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | API, Web | Android, API, iPhone, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 2 | 2 |
| Maker | Not published | Not published |
| Website | tink.com | truelayer.com |
| On open banking payment platforms | #3 of 22 | #1 of 22 |
Tink: what it does well
- Connects to more than 3,000 European banks and financial institutions.
- Supports payments, data enrichment, and payment risk checks.
- Free sandbox account includes test data.
- SDKs, API references, guides, and sample projects are available.
- Supports a wide range of account, loan, and identity data.
What to know first
- Pricing is available on request.
- Standard accounts do not include guaranteed support response or resolution times.
- The free sandbox uses test data.
TrueLayer Data API: what it does well
- One interface for integrated-bank data
- Supports account and card-level information
- Lists libraries for four programming languages
- Sandbox plan is free for mock-data testing
What to know first
- Sandbox has no production access
- Production pricing is based on volume and use case
- Non-regulated users must use the customizable authentication flow
- Identical requests are cached for one hour
Alternatives to Tink Alternatives to TrueLayer Data API The whole list