Freedom251 › Open Banking Payment Platforms
Noda
What Noda is
Noda provides an open banking payment platform for businesses, allowing customers to pay directly from their bank accounts. The platform also combines bank payments with cards, Apple Pay, and Google Pay. Businesses can connect through an API or plugins for WooCommerce, Magento, PrestaShop, and OpenCart; payment links and QR codes offer ways to accept payments without coding. Noda says it connects to more than 2,000 banks in the UK and EU, with full UK bank coverage. Customers authenticate through their banks using Strong Customer Authentication, and financial data sharing requires consent that customers can withdraw. Noda says open banking payments settle instantly or near-instantly. Transaction fees start at 0.1%, while overall pricing is transaction-based and tailored to business needs; no fixed plans are listed. Its pricing page lists 24/7 global technical support and a dedicated personal manager. Noda describes the service as suited to SMEs and e-commerce businesses. A Noda article says recurring subscriptions are not supported. The open banking page notes that NaudaPay Limited, formerly associated with the Noda and Noda.live brands, is now separate and no longer trades under those brands.
Who it suits
Noda is described as suited to SMEs and e-commerce businesses seeking bank payments alongside card and wallet methods. It offers API, plugin, payment-link, and QR-code integration options.
What it does well
- Connects to more than 2,000 UK and EU banks.
- Offers plugins for four e-commerce platforms.
- Payment links and QR codes require no coding.
- Lists 24/7 global technical support.
What to know first
- Recurring subscriptions are not supported.
- No fixed plans are listed.
- Transaction fees start at 0.1%.
Limits
Open banking transaction fees start at 0.1%, and pricing is transaction-based and tailored to business needs. Noda does not support recurring subscriptions.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Transaction-based pricing | Noda says pricing is transaction-based and tailored to business needs; no fixed plans are listed. · No fixed plans · pricing tailored to business needs | On request |
| Open-banking transaction pricing | Per transaction, from 0.1% · No monthly subscription · No chargeback costs · Custom pricing may apply | On request |
As noda.live lists them, read 3 Oct 2026. The maker's own page has the final word.
Getting started
- Visit the Noda open banking website.
- Choose an API integration or a plugin for WooCommerce, Magento, PrestaShop, or OpenCart.
- Set up payment links or QR codes to accept payments without coding.
- Review transaction-based pricing for your business.
- Use the listed web or API platform.
Verdict
Noda combines open banking payments with card and wallet options, several integration routes, and stated instant or near-instant settlement. Businesses should account for transaction-based pricing and the lack of recurring subscriptions.
Questions
How is Noda priced?
Pricing is transaction-based and tailored to business needs, with no fixed plans listed. Open banking transaction fees start at 0.1%.
Which payment methods does Noda offer?
It combines open banking payments with cards, Apple Pay, and Google Pay.
Which banks can customers use?
Noda says it connects to more than 2,000 banks in the UK and EU, with full UK bank coverage.
How do businesses integrate Noda?
Options include an API and plugins for WooCommerce, Magento, PrestaShop, and OpenCart. Payment links and QR codes allow acceptance without coding.
How are payments authenticated and settled?
Customers are redirected to authenticate through their banks using Strong Customer Authentication. Settlement is listed as instant.
Does Noda support recurring subscriptions?
No. Noda says it does not support recurring subscriptions.
Facts from Noda's own pages
- API and examples
- Noda exposes an API with examples or tooling for NPM, cURL, C# and PHP, plus webhook callbacks and API-key management. · noda.live, 15 Oct 2026
- Bank coverage
- Noda says it connects to more than 2,000 banks in the UK and EU, with full UK bank coverage. · noda.live, 3 Oct 2026
- Brand notice
- Noda's open banking page says NaudaPay Limited, which previously used the Noda and Noda.live brands, is now separate and no longer trades under those brands. · noda.live, 3 Oct 2026
- Company headquarters
- LinkedIn lists headquarters in Nicosia, Cyprus. · linkedin.com, 15 Oct 2026
- Company size
- LinkedIn lists Noda as privately held with 51–200 employees. · linkedin.com, 15 Oct 2026
- Company timeline
- Noda says open-banking payments beta launched in April 2021, B2C payouts in October 2022, AIS and AI payment links in December 2023, and headquarters moved to Cyprus in June 2026. · noda.live, 15 Oct 2026
- Compliance claims
- Noda pages claim PSD2 and GDPR compliance, strong customer authentication, PCI DSS compliance and PCI DSS Level 1 certification. · noda.live, 15 Oct 2026
- Consent
- Noda says customers must explicitly consent to financial data sharing and can opt out at any time. · noda.live, 3 Oct 2026
- Data enrichment
- Noda describes transaction cleaning, categorisation, affordability checks, creditworthiness analysis, income verification and financial analytics use cases. · noda.live, 15 Oct 2026
- Documentation
- Its support portal says technical documentation includes API specifications, integration instructions and code examples. · get.support.noda.live, 15 Oct 2026
- E-commerce integrations
- Ready-made plugins are offered for WooCommerce, Magento, OpenCart and PrestaShop. · noda.live, 15 Oct 2026
- Founded
- LinkedIn lists the company as founded in 2020. · linkedin.com, 15 Oct 2026
- Headquarters
- Cyprus · noda.live, 28 Sept 2026
- Integrations
- Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, alongside API integration. · noda.live, 3 Oct 2026
- Intended customers
- Noda's integration guide describes its solution as suited to SMEs and e-commerce businesses. · noda.live, 3 Oct 2026
- KYC and analytics
- Noda markets automated end-user KYC, lifetime-value forecasting and customer-behaviour segmentation. · linkedin.com, 15 Oct 2026
- Legal entity notice
- Noda’s current site identifies Stone Rose Operations Limited, company HE 489450, as a Cyprus technical-services provider and says NaudaPay Limited is now separate from the Noda brands. · noda.live, 15 Oct 2026
- License terms
- Noda’s terms grant users a limited, revocable, non-exclusive and non-transferable right to use the service, with other rights reserved by Noda. · cdn.noda.live, 15 Oct 2026
- Limit
- A Noda article says the service does not support recurring subscriptions. · noda.live, 3 Oct 2026
- Limit: G2 reliability and reach
- G2 review summaries mention occasional peak-time delays, limited international availability and frustration about lack of phone support. · g2.com, 15 Oct 2026
- Limit: GetApp operations
- GetApp reviewers report higher transaction fees, delayed settlements, technical glitches, limited currency support and restricted invoice editing. · getapp.com, 15 Oct 2026
- Limit: Software Advice support
- Software Advice reviewers mention a learning curve, delayed ticket resolution and occasional payment-processing disruptions. · softwareadvice.com, 15 Oct 2026
- Limit: Trustpilot complaints
- Trustpilot includes complaints alleging an unrecognised charge and refusal of a requested refund, alongside comments that customers need education about open banking. · trustpilot.com, 15 Oct 2026
- No-code options
- Businesses can accept payments through payment links and QR codes without coding. · noda.live, 3 Oct 2026
Where Noda stands on Freedom251
- Open Banking Payment Platforms#11 of 22