No. 21 of 70 ·Bank Connectivity Software

Token.io Data

Web · API

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Freedom report

One barScore 5.4

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Token.io Data is ranked #21 of 70 in bank connectivity software on Freedom251. It runs on API, Web.

Compared on bank connectivity software

Supported data types: balance, transactions, account details
Connection methods: API, Hosted Pages, redirect, embedded, decoupled
Refresh frequency: on_demand

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The record

Product: Token.io Data is an Account Information Service that lets users consent to sharing bank account balances, transactions, and account details with a third party.
Use cases: Documented use cases include creditworthiness assessment, account ownership verification, autofill, personal financial management, and balance display.
Consent: Under Open Banking protocols, banks allow TPPs to access customer account data only with the customer's explicit consent.
Integration options: Data can be integrated through Token.io Hosted Pages or an API-only flow where the TPP owns the user experience.
Data endpoints: The API provides endpoints for account information, balances, standing orders, and transactions.
Bank selection: TPPs can filter the connected-bank list by country and bank-supported features.
Coverage: Token.io's homepage states connectivity to over 567 million verified bank accounts in the UK and Europe.
Markets: Token.io's homepage states it operates in 21 countries.
Regulation: Token.io Limited is authorised by the UK FCA as an AISP and PISP, and Token.io GmbH is authorised by BaFin as an AISP with its licence passported to 27 other EEA countries.
Security and compliance: Token.io states it is ISO 27001:2013 certified, PCI-DSS Level 1 compliant, PSD2 compliant, and Cyber Essentials Certified.
Authentication: Production API connections require JWT authentication; the Sandbox accepts JWT authentication or an API key.
Rate limit: The legacy AIS documentation states a maximum of 1,000 API requests per minute for each TPP member.
Support: Token.io provides a Support Centre with a Data section and a form to submit support requests.
Intended customers: Token.io describes its platform as a toolkit for financial service companies including payment gateways, banks, and acquirers.

Where it ranks on Freedom251

Best Bank Connectivity Software in 2026#21 of 70
Best Open Banking Payment Platforms in 2026#10 of 22

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Sources

docs.token.io/products/tpp/data/data-v1/data-v1· checked 4 Oct 2026
docs.token.io/products/tpp/data/data-v1/data-v1-api· checked 4 Oct 2026
docs.token.io/products/tpp/data/data-v1/data-v1-bank-· checked 4 Oct 2026
token.io· checked 4 Oct 2026
support.token.io/hc/en-us/articles/17438972219545-Who-is· checked 4 Oct 2026
docs.token.io/products/tpp/integration-considerations· checked 4 Oct 2026
developer.token.io/reseller_rest_api_doc/content/e-rest/ai· checked 4 Oct 2026
support.token.io/hc/en-us/· checked 4 Oct 2026
linkedin.com/company/token-inc-· checked 4 Oct 2026