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CoCoNet multi:bank vs Token.io Data

Both stand on bank connectivity software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

CoCoNet multi:bank

Paid AndroidiPhoneWeb

Choose CoCoNet multi:bank if your organisation needs multi-entity banking information, varied connection methods and real-time refresh. Look elsewhere if you require published pricing before contacting the provider.

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Token.io Data

Paid APIWeb

Choose Token.io Data if your financial service needs customer-consented access to bank balances, account details, transactions, or standing orders and can integrate through Hosted Pages or an API. Check the fit if you need Token.io to enrich or analyze bank data, or if your workflow depends on reliable unique transaction IDs.

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The facts

CoCoNet multi:bankToken.io Data
Free planNot publishedNot published
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebAPI, Web
Lowest paid planNot publishedNot published
Plans publishedNoneNone
MakerNot publishedNot published
Websitecoconet.detoken.io
On bank connectivity software#49 of 71#53 of 71

CoCoNet multi:bank: what it does well

  • Supports multiple entities
  • Real-time data refresh
  • Connects through EBICS and PSD2/Open Banking
  • Supports SWIFT, ERP, file and API connections
  • Handles MT940, MT942 and CAMT statements

What to know first

  • Paid product
  • Pricing requires a request

Token.io Data: what it does well

  • Endpoints cover account information, balances, standing orders, and transactions.
  • Hosted Pages and API-only integration options are available.
  • Authentication flows include redirect, embedded, and decoupled options.
  • Connected banks can be filtered by country and supported features.
  • Token.io states it holds several security and compliance certifications.

What to know first

  • Pricing is available on request.
  • Production API connections require JWT authentication.
  • Token.io passes on bank data without amendment, enrichment, or analysis.
  • Banks may omit transaction IDs or reuse IDs for different transactions.

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