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No. 4 of 22 ·Open Banking Payment Platforms

Volt

Web · Android · iPhone · API

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Freedom report

Two barsScore 5.6

  • Free tierNo free tier on record
  • Open codeNo open-source code on record
  • Runs widely3 of 6 device platforms
  • DocumentedPlans, terms and facts published

Volt provides real-time account-to-account payments for businesses, connecting domestic real-time payment systems into one harmonised solution. Its services include instant payments, refunds, payouts, Volt Accounts, virtual IBANs, Circuit Breaker, Transformer, and Verify. Merchants can send payment links or QR codes through Pay by Link using channels such as email, SMS, chatbots, and invoices. Integration options include hosted checkout, API-only, and mobile SDK; listed e-commerce integrations include Shopify, Prestashop, Shopware, Adobe Commerce, and WooCommerce. Plugins are available for Shopify, Shopware, and Adobe Commerce, with additional platform support available through the support team. Volt Payouts are available in the EU, UK, and Australia, are disabled by default, and may have business-specific limits. Volt says customer funds are safeguarded through segregation under UK electronic-money and Polish payment-institution licensing, while noting this is not deposit protection. It lists regulatory authorisations and registrations in the UK, Poland, and Australia. Pricing is on request. The service is available on Android, iOS, and web, with API access.

Who it is for

Volt is aimed at scaling and enterprise businesses that want to accept real-time payments, initiate payouts, or manage funds. Its listed checkout, API, and mobile SDK options may suit teams with different integration needs.

What is good

  • Offers instant payments, refunds, and payouts.
  • Pay by Link supports links and QR codes.
  • Supports hosted checkout, API-only, and mobile SDK.
  • Integrates with five named e-commerce platforms.
  • Provides technical support by email.

What to know first

  • Pricing is available on request.
  • Payouts are disabled by default.
  • Payouts may have business-specific limits.
  • Safeguarding is not deposit protection.

Verdict

Volt combines payment acceptance, payout, and fund-management products with several integration routes. Businesses should confirm pricing and any payout limits, and distinguish its safeguarding from deposit protection.

Volt plans and pricing

All plans
Volt Not published volt.io · 30 Sept 2026

Compared on open banking payment platforms

Bank authentication
both
Payment frequency
both
Payment webhooks
Yes
Refunds
Yes

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