Freedom251 › Open Banking Payment Platforms
Yapily Payments
What Yapily Payments is
Yapily Payments gives businesses Pay by Bank infrastructure for collecting payments directly from customers’ bank accounts. At checkout, a customer chooses Pay by Bank, selects a bank, reviews the payment details, authenticates with that bank using SCA, and confirms. Yapily says transactions settle in under 10 seconds. Businesses can add the service through a white-label API embedded in their own experience or use a customisable hosted solution. Yapily says one integration reaches more than 2,000 banks and institutions across 19 European countries. The product supports payment webhooks and refunds, and lists both bank authentication and payment frequency as options. Its product page describes encrypted APIs, bank-grade authentication without card details, and authorisation intended to reduce chargeback risk. Yapily says the infrastructure is designed for resilience and high availability. API documentation includes guides, tutorials and references, and API customers can raise technical support tickets. Pricing is available on request; there is no free plan. Yapily Ltd states that it is not a regulated entity and does not provide regulated services to customers.
Who it suits
It suits businesses seeking Pay by Bank payments, including providers serving B2B and B2C accounts. Teams can choose between an embedded API and a hosted checkout.
What it does well
- One integration connects to over 2,000 institutions in 19 countries.
- Transactions are said to settle in under 10 seconds.
- Offers both an embedded API and hosted checkout.
- Supports webhooks and refunds.
- API documentation includes guides, tutorials and references.
What to know first
- No free plan is listed.
- Pricing is available only on request.
- Yapily Ltd says it is not a regulated entity.
Limits
The service is paid, has no free plan, and uses tailored pricing that requires contacting Yapily. Yapily describes pricing as designed around business needs with no hidden fees.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Tailored pricing | Contact Yapily to explore a pricing model tailored to your business. · Pricing designed around business needs · No hidden fees | On request |
As yapily.com lists them, read 2 Oct 2026. The maker's own page has the final word.
Getting started
- Open the Yapily Payments website
- Choose a white-label API or customisable hosted solution
- Review the payment guides, tutorials, and API references
- Connect through the API or hosted checkout
- Contact Yapily to explore tailored pricing for your business
- Use the support portal for technical assistance
Verdict
Yapily Payments combines bank-account payments, multiple integration options and broad stated bank connectivity. Businesses should account for request-based pricing and Yapily Ltd’s stated regulatory status.
Questions
What does Yapily Payments do?
It provides Pay by Bank infrastructure so businesses can accept payments directly from customers’ bank accounts.
Which platforms does it support?
Yapily Payments is available through API and web.
How much does Yapily Payments cost?
Pricing is on request. The Tailored pricing plan is billed by contacting Yapily to explore a model tailored to the business.
Is there a free plan?
No. Yapily Payments is a paid service.
How many banks can one integration reach?
One integration connects to over 2,000 banks and institutions across 19 European countries.
Does Yapily Payments support refunds and webhooks?
Yes. The product supports payment webhooks and refunds.
Facts from Yapily Payments's own pages
- Bank connectivity
- Yapily says one integration connects to over 2,000 banks and institutions across 19 European countries. · yapily.com, 2 Oct 2026
- Chargebacks
- Yapily says bank-grade authorisation on every payment reduces the risk of chargebacks. · yapily.com, 2 Oct 2026
- Checkout
- Customers select Pay by Bank, choose a bank, review payment details, authenticate with their bank using SCA, and confirm the payment. · yapily.com, 2 Oct 2026
- Company regulatory status
- Yapily Ltd states that it is not a regulated entity and does not provide regulated services to customers. · yapily.com, 2 Oct 2026
- Developer resources
- Yapily provides API documentation with payment guides, tutorials, and API references. · docs.yapily.com, 2 Oct 2026
- Founded
- 2017 · yapily.com, 28 Sept 2026
- Headquarters
- Yapily lists its registered office as 66 Paul Street, London, England, EC2A 4NA, United Kingdom. · yapily.com, 2 Oct 2026
- Integration options
- Businesses can embed a white-label API into their user experience or use Yapily’s customisable hosted solution. · yapily.com, 2 Oct 2026
- Intended customers
- Yapily presents the payments infrastructure for businesses, including providers serving both B2B and B2C accounts. · yapily.com, 2 Oct 2026
- Payment costs
- Yapily describes Pay by Bank as having a lower per-transaction cost than cards, Direct Debit, and e-wallets. · yapily.com, 2 Oct 2026
- Scale
- Yapily describes its payment infrastructure as designed for resilience and high availability. · yapily.com, 2 Oct 2026
- Security
- The product page describes encrypted APIs, no card details, and bank-grade authentication for payments. · yapily.com, 2 Oct 2026
- Settlement
- Yapily says transactions settle in under 10 seconds. · yapily.com, 2 Oct 2026
- Support
- API customers can raise a support ticket through the support portal for technical assistance. · docs.yapily.com, 2 Oct 2026
- What it does
- Yapily Payments provides Pay by Bank infrastructure for businesses to accept payments directly from customers’ bank accounts. · yapily.com, 2 Oct 2026
Where Yapily Payments stands on Freedom251
- Open Banking Payment Platforms#19 of 22