No. 18 of 22 ·Open Banking Payment Platforms

Yapily Payments

Web · API

Freedom report

One barScore 5.0

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Yapily Payments is ranked #18 of 22 in open banking payment platforms on Freedom251. It runs on API, Web. There is no free plan.

Yapily Payments plans and pricing

All plans

Tailored pricing Not published Contact Yapily to explore a pricing model tailored to your business. Pricing designed around business needs · No hidden fees yapily.com · 2 Oct 2026

Compared on open banking payment platforms

Free plan: No
Bank authentication: both
Payment frequency: both
Settlement speed: instant
Payment webhooks: Yes
Refunds: Yes

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The record

What it does: Yapily Payments provides Pay by Bank infrastructure for businesses to accept payments directly from customers’ bank accounts.
Settlement: Yapily says transactions settle in under 10 seconds.
Checkout: Customers select Pay by Bank, choose a bank, review payment details, authenticate with their bank using SCA, and confirm the payment.
Integration options: Businesses can embed a white-label API into their user experience or use Yapily’s customisable hosted solution.
Bank connectivity: Yapily says one integration connects to over 2,000 banks and institutions across 19 European countries.
Payment costs: Yapily describes Pay by Bank as having a lower per-transaction cost than cards, Direct Debit, and e-wallets.
Security: The product page describes encrypted APIs, no card details, and bank-grade authentication for payments.
Chargebacks: Yapily says bank-grade authorisation on every payment reduces the risk of chargebacks.
Scale: Yapily describes its payment infrastructure as designed for resilience and high availability.
Intended customers: Yapily presents the payments infrastructure for businesses, including providers serving both B2B and B2C accounts.
Developer resources: Yapily provides API documentation with payment guides, tutorials, and API references.
Support: API customers can raise a support ticket through the support portal for technical assistance.
Company regulatory status: Yapily Ltd states that it is not a regulated entity and does not provide regulated services to customers.
Founded: 2017

Where it ranks on Freedom251

Best Open Banking Payment Platforms in 2026#18 of 22

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Sources

yapily.com/product/a2a-payment-initiation-service-· checked 2 Oct 2026
yapily.com/solution/payments· checked 2 Oct 2026
docs.yapily.com/introduction· checked 2 Oct 2026
docs.yapily.com/resources/support· checked 2 Oct 2026
yapily.com/legal/· checked 2 Oct 2026
yapily.com/pricing· checked 2 Oct 2026