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Best Church Accounting Software in 2026

Church accounting tools help congregations organize financial records, budgets, expenses, and reporting. Compared on bank reconciliation, budget tracking, and expense management, the entries provide several ways to assess how day-to-day finances are handled. Financial reporting, fund accounting, and multi-entity support are also useful criteria to weigh, depending on how your church organizes funds and entities. Free-plan availability and paid-from pricing offer cost considerations alongside those capabilities. ChurchFinance, Grain Ledger, and Vestrybooks are among the options shown, as are FellowshipOne and CDM+. Consider which accounting tasks and organizational needs matter most to your congregation, then compare the listed features.

  1. 1

    ChurchSoftware Accounting

    Free plan AndroidiPhoneWeb

    ChurchSoftware Accounting combines fund tracking, expense recording, and financial reports with a broader set of church-management tools.

    7.4 Free plan Visit site
  2. 2

    Grain Ledger

    by Grain Ledger
    Free plan AndroidAPIWeb

    Grain Ledger combines church fund accounting with expense, reporting and giving tools.

    7.2 Free plan · paid from $70/mo Visit site
  3. 3

    ChurchFinance

    Free plan Web

    ChurchFinance combines church-focused accounting, budgeting, reporting, and online giving. Check the plan limits and certification disclosure against your organization’s needs.

    7.1 Free plan · paid from $71/mo · 7-day trial Visit site
  4. 4

    CDM+

    Free trial AndroidAPIiPhone+3

    CDM+ brings fund accounting, payroll and payment workflows together for nonprofit and faith-based organizations.

    6.5 From $25/mo Visit site
  5. 5

    Churchsoft Assist

    Free trial AndroidiPhoneMac+2

    Choose Assist if your church wants a broad management suite with accounting tools, messaging, and online access for unlimited users.

    6.4 From $40/mo Visit site
  6. 6

    ChurchTrac

    by ChurchTrac
    Free trial AndroidiPhoneMac+2

    ChurchTrac combines church administration, giving, worship planning, and member-facing tools, with monthly plans scaled by tracked people.

    6.4 From $29/mo · 30-day trial Visit site
  7. 7

    Church Windows

    Free trial MacSelf-hostedWeb+1

    Churches seeking modular administration tools should consider Church Windows, particularly if they need fund accounting or payroll alongside membership and scheduling.

    6.4 From $19/mo Visit site
  8. 8

    Aplos

    by Aplos
    Free trial APIWeb

    Choose Aplos if your nonprofit or church needs fund accounting alongside donor management, reporting, and online giving tools.

    6.3 15-day trial Visit site
  9. 9

    MyFundAccounting.Online

    Free trial AndroidiPhoneMac+1

    MyFundAccounting.Online brings fund accounting, transaction tools and reporting together for churches and charities.

    6.2 30-day trial Visit site
  10. 10

    IconCMO

    by IconCMO
    Free trial AndroidiPhoneWeb

    Churches seeking combined membership, donation, and fund accounting tools should consider IconCMO, especially if they need donation statements and accounting reports.

    6.1 From $35/mo · 30-day trial Visit site
  11. 11

    One Church Software

    Free trial AndroidAPIiPhone+3

    One Church Software combines church fund accounting with giving records, budgeting, payables and reporting. The accounting add-on and Financial Plan are both listed at $36 a month.

    6.1 From $36/mo · 30-day trial Visit site
  12. 12

    ParishSOFT

    by ParishSOFT
    Free trial AndroidAPIiPhone+1

    ParishSOFT covers several parish administration needs across records, finances, giving, and ministry tools.

    6.1 Pricing on request Visit site
  13. 13

    FlockBase

    Free trial WebWindows

    FlockBase brings church membership and financial functions into one system, with cloud and desktop options.

    6.0 From $24/mo · 14-day trial Visit site
  14. 14

    Paxton Church & Charity Accounting Software

    Free trial iPhoneMacWeb+1

    Choose Paxton if your church or charity needs fund accounting, Gift Aid management, and charity-specific reporting, with web or Windows access.

    6.0 From £50/mo · 30-day trial Visit site
  15. 15

    ACS Financials

    by ACS Financials
    Paid WebWindows

    Churches seeking fund accounting, budgeting, accounts payable, receivables, and payroll in one accounting system should consider ACS Financials.

    5.8 Pricing on request Visit site
  16. 16

    FellowshipOne

    Paid AndroidiPhoneMac+2

    FellowshipOne covers church administration alongside financial, giving, worship-planning, and website products. Pricing requires contacting the company for a tailored solution.

    5.8 Pricing on request Visit site
  17. 17

    Liberty Accounts

    by Liberty Accounts
    Free trial Web

    Liberty Accounts combines accounting, payroll, and charity-specific tools for UK organizations. Check the VAT, transaction surcharge, storage allowance, and trial terms before choosing a plan.

    5.8 From £14.95/mo · 30-day trial Visit site
  18. 18

    Realm

    Free trial AndroidiPhoneWeb

    Realm covers church administration, giving, engagement, reporting, and campus management in a web-based system with mobile apps.

    5.8 30-day trial Visit site
  19. 19

    Vestrybooks

    Free plan Web

    Vestrybooks covers congregation records, fund tracking, and financial reporting across three plans.

    5.7 Free plan · paid from $25/mo · 30-day trial Visit site
  20. 20

    CharityFinancials

    Paid Web

    Choose CharityFinancials if a UK charity needs fund accounting, project costing, and charity-specific reporting.

  21. 21

    OCM Financial

    Paid AndroidAPIiPhone+1

    Choose OCM Financial if a Catholic parish, school, or diocese needs fund accounting alongside giving, expense workflows, and financial reporting.

    5.6 From $10/mo Visit site
  22. 22

    T3 Books

    Free trial Web

    T3 Books combines fund accounting, reporting, transaction imports, and audit history for organizations managing multiple funds.

    5.4 From $35/user/mo · 15-day trial Visit site
  23. 23

    Vestry

    by Vestry
    Free trial Web

    Vestry brings fund accounting, giving, reconciliation, and reporting into a web application for churches and charities.

    5.4 From 390 CAD/yr Visit site
  24. 24

    Shelby Accounting

    Paid Web

    Shelby Accounting combines core accounting functions with optional payroll, purchasing, and fixed-asset applications for nonprofit and faith-based organizations.

    5.0 Pricing on request Visit site
  25. 25

    PDS Ledger

    Paid WebWindows

    PDS Ledger brings parish bookkeeping, budgeting, transaction handling, and reporting into one product. Prospective users can request a demo and should ask ACS Technologies for pricing details.

    4.9 Pricing on request Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

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