Freedom251 › Accounting software
T3 Books
What T3 Books is
T3 Books is cloud-based fund accounting software for nonprofits, churches, and small-to-medium organizations. It separates restricted and unrestricted funds and supports fund-level balance sheets, income statements, and budget comparisons. Bank transactions can be imported through Plaid or, for Basic users, by CSV. Native integrations include Pushpay, Bill.com Spend & Expense (Divvy), Ramp, Bill.com for AP, and PEX. Its reporting engine uses BigQuery for sub-100ms data synchronization and includes interactive charts. AI transaction matching and categorization is described as cutting reconciliation time from 30–60 minutes to 5–10 minutes. Each change is timestamped for transaction history and audit readiness; data is encrypted in transit and at rest, with regular security audits and backups. Plans include setup help and phone and email support, with phone hours Monday–Friday, 9am–5pm Pacific. The 15-day trial gives full access without a credit card. Pricing starts at $35 a month; billing is month-to-month, and annual billing saves 10%.
Who it suits
T3 Books suits nonprofit and church finance teams that need to track restricted funds, budgets, and financial reports. Its saved report packages can also be shared with board members and donors through secure links.
What it does well
- Tracks restricted and unrestricted funds separately
- Provides fund-level financial statements and budget comparisons
- Offers Plaid imports and listed native integrations
- Timestamped changes support audit-ready transaction history
- Trial includes full access without a credit card
What to know first
- No free plan is listed
- Basic plan is limited to one user
- Phone support has weekday hours
Limits
The Basic plan costs $35.00 per month and allows one user, with unlimited audit-only users and unlimited funds. The 15-day trial provides full access before paid billing begins.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Basic | 1 user · unlimited audit-only users · unlimited funds | $35 a month |
| Essentials | up to 2 users · unlimited audit-only users · up to 2 integrations | $45 a month |
| Advanced | unlimited users · unlimited audit-only users · unlimited integrations | $75 a month |
| Established | weekly transaction reviews · forecasting and analysis · grant accounting support · dedicated bookkeeper and CPA | $1,250 a month |
| Starter | monthly transaction entry · fund accounting setup · monthly bank reconciliation · monthly financial statements | $350 a month |
| Growth | twice-monthly reporting · budget-vs-actual analysis · board-ready packages · quarterly CPA reviews | $750 a month |
As t3books.com lists them, read 1 Oct 2026. The maker's own page has the final word.
Getting started
- Open the T3 Books website
- Start the 15-day trial without entering a credit card
- Choose a plan starting with Basic, Essentials, Advanced, Starter, Growth, or Established
- Connect bank accounts through Plaid, or import transactions by CSV on Basic
- Add listed integrations such as Pushpay, Ramp, PEX, or Bill.com services
- Use setup help and phone or email support included with every plan
Verdict
T3 Books combines fund accounting, reporting, transaction imports, and audit history for organizations managing multiple funds. Review plan limits and support hours against your team's needs before choosing a tier.
Questions
How much does T3 Books cost?
Plans include Basic at $35.00 per month, Essentials at $45.00, and Advanced at $75.00. Service plans listed are Starter at $350.00, Growth at $750.00, and Established at $1,250.00 per month; annual billing saves 10% compared with monthly pricing.
Is there a free plan or trial?
There is no free plan. A 15-day trial offers full access and does not require a credit card.
Which platforms does it support?
T3 Books is provided as a web application.
What banking and integrations are available?
Plaid can import bank transactions automatically, and Basic users can import CSV files manually. Native integrations include Pushpay, Bill.com Spend & Expense (Divvy), Ramp, Bill.com for AP, and PEX.
Does it provide audit tracking?
Yes. Each change is tracked and timestamped, creating a complete transaction history for audit readiness.
What support comes with a plan?
Every plan includes free setup help and phone and email support. Phone support runs Monday–Friday, 9am–5pm Pacific, with email support outside those hours.
Facts from T3 Books's own pages
- Auditability
- Every change is tracked and timestamped, providing a complete transaction history for audit readiness. · t3books.com, 1 Oct 2026
- Audit trail
- Yes · t3books.com, 19 Sept 2026
- Automation
- AI transaction matching and categorization is described as reducing reconciliation time from 30–60 minutes to 5–10 minutes. · t3books.com, 1 Oct 2026
- Banking
- Plaid connections can automatically import bank transactions, while Basic users can import transactions manually through CSV. · support.t3books.com, 1 Oct 2026
- Billing
- T3 Books is month-to-month with no long-term contract, and annual billing saves 10% compared with monthly pricing. · t3books.com, 1 Oct 2026
- Free plan
- No · t3books.com, 19 Sept 2026
- Fund accounting
- The software tracks restricted and unrestricted funds separately and supports fund-level balance sheets, income statements, and budget comparisons. · t3books.com, 1 Oct 2026
- Integrations
- Native integrations include Pushpay, Bill.com Spend & Expense (Divvy), Ramp, Bill.com for AP, and PEX. · t3books.com, 1 Oct 2026
- Maker history
- Founder Alex Acree says he started building T3 Books in 2023 after working as a CPA with nonprofits and churches. · t3books.com, 1 Oct 2026
- Product focus
- T3 Books is cloud-based fund accounting software designed for nonprofit organizations, churches, and small-to-medium organizations. · support.t3books.com, 1 Oct 2026
- Reporting
- The reporting engine uses BigQuery for sub-100ms data synchronization and includes interactive charts and visualizations. · t3books.com, 1 Oct 2026
- Security
- T3 Books says data is encrypted in transit and at rest using bank-level encryption, with regular security audits and backups. · t3books.com, 1 Oct 2026
- Sharing
- Saved report packages can be shared with board members and donors through secure links without requiring them to log in. · t3books.com, 1 Oct 2026
- Support
- Every plan includes free setup help plus phone and email support; support hours are Monday–Friday, 9am–5pm Pacific, with email support outside those hours. · t3books.com, 1 Oct 2026
- Trial
- The 15-day free trial provides full access without requiring a credit card. · t3books.com, 1 Oct 2026
Where T3 Books stands on Freedom251
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