Instead of onbalance
onbalance alternatives
OnBalance gives solopreneurs and small businesses a free way to plan cash flow and track finances. It shows future balances and cash-flow gaps, supports multiple ventures, and lets users organize projects, accounts, and categories—or begin without setup. Fiat and crypto accounts, conversions, transfers, near real-time exchange rates, offline operation, confidential collaboration, encrypted storage, recovery phrases, and full data export support a self-contained workflow. Android and iOS apps suit mobile users, while the lack of bank synchronization and external integrations keeps data entry manual.
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Caflou
Free plan AndroidAPIiPhone+1Teams needing projects, invoicing, and business automation — Caflou adds browser access, project management, invoicing, bank payment imports, integrations, and invoice-data extraction.
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Cash Pocket
Free plan AndroidiPhoneWebSmall businesses managing cash books and shared expenses — Cash Pocket focuses on ledgers, party balances, team roles, trips, and PDF or CSV reports rather than forecasting.
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Bankflow
Free plan AndroidAPIiPhone+4Businesses analyzing imported bank statements — Bankflow imports statement files and emails, auto-categorizes transactions, models scenarios, and exports to accounting systems.
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Bokeping
Free plan APIWebUS small businesses needing bookkeeping and bank feeds — Bokeping adds bank feeds, invoices, payments, ledgers, sales tax, inventory, and cost-of-goods-sold tracking.
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Trezy
Free plan WebBusinesses wanting AI forecasts and bank synchronization — Trezy combines 12-month AI forecasting, scenarios, OCR documents, KPI analytics, and read-only connections to over 2,000 banks.
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BankSummary
Free plan APIWebUsers consolidating North American accounts and reports — BankSummary connects thousands of US and Canadian institutions, categorizes activity, forecasts, and syncs with accounting and ERP tools.
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Cashvue
Free plan WebTeams visualizing and collaborating on cash activity — Cashvue adds status-based receivables and payables, formula projections, visual timelines, bulk entry, and permissioned collaboration.
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Finoya
Free plan Self-hostedWeb - 9
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Cash Flow Frog
Free trial Web - 11
CrossVal
Free trial Web - 12
Atlar
Paid APIWeb - 13
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Everage
Free trial Web - 15
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Visualizy
Free trial APISelf-hostedWeb - 17
Orcheo
Free trial Web - 18
Tidely
Free trial APIWeb - 19
Cash Flow Mojo
Paid Web - 20
Pulse
Free trial Web - 21
TreasuryFlow
Free trial Web - 22
Fluidly
Paid Web - 23
Klak
Paid Web - 24
Kudwa
Paid Web
Readers may want alternatives for browser access, connected bank feeds, invoicing, bookkeeping, project management, statement imports, or accounting connections. Compare whether you need forecasting, detailed ledgers, operational tools, document handling, or accountant-ready reports. Also weigh free and paid plans, supported platforms, automation, collaboration controls, and how much manual entry your process allows. Products focused on banking or bookkeeping may fit better for connected financial operations, while OnBalance remains suited to multi-business cash planning across fiat and crypto accounts.
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