Bokeping

Bokeping is online bookkeeping software for small businesses that want accounting and inventory in one service. It is best suited to owners and teams that need bank feeds, invoicing and sales tracking; its main drawback is that payroll and tax filing sit outside the product.

Overview

Bokeping brings invoices, bills, bank transactions and financial reports together, with a general ledger and views of cash position, inflows and outflows. Inventory and cost-of-goods-sold tracking make it a more compelling fit for businesses selling products than for companies that only need basic billing and cash monitoring.

Invoices support card or bank payments and automatic reminders. Payments can run through Stripe or Forte, with provider fees applying. Bank feeds connect through Plaid to thousands of US banks and card accounts using read-only connections; credentials are entered with Plaid rather than Bokeping’s servers, and connections can be disconnected. CSV imports suit spreadsheet data, while QBO imports support QuickBooks history.

Bokeping says it encrypts financial data in transit and at rest, does not sell it or use it for advertising, and lets customers export or delete their data. These are useful safeguards and portability options, though they do not substitute for checking a company’s own security requirements.

Key features

• Bookkeeping and reporting: Financial statements and a general ledger provide a fuller accounting view than cash-position and inflow/outflow tracking alone. That breadth helps owners monitor both records and cash movement.
• Invoices and payments: Professional invoices, payment acceptance and reminders cover routine receivables. Stripe and Forte add payment options, but their fees mean processing costs sit beyond the subscription.
• Bank feeds and imports: Plaid connections can reduce manual transaction entry for US bank and card accounts. CSV and QBO imports ease the move from spreadsheets or QuickBooks history.
• Inventory and sales tax: Inventory, purchase orders and cost-of-goods-sold tracking matter to sellers managing stock and product costs. Sales tax tracking adds accounting support, but Bokeping does not file taxes.
• Accountant access and support: Every plan includes two external accountant logins outside the user cap, a practical allowance for a business working with an adviser. Email and chat support is included across plans; Bokeping says people respond within one business day, with Pro receiving queue priority.
• Availability: Bokeping states targets of 99.9% for the web app and API, and 99.5% for bank-feed sync and webhooks. The lower sync target is worth weighing if bookkeeping depends on timely automated feeds.

Pricing

Bokeping has a free plan and paid plans billed monthly or annually. The headline paid entry is $23/mo (annual), while the plan prices shown are $29 a month for Standard and $59 a month for Pro; annual billing is $290/year and $590/year respectively. A free trial is offered.

• Free — free: One user gets 20 sales and 20 purchase records per month, CSV bank import, financial statements and accountant access. It suits owners keeping their own books or businesses just starting out, but the record caps and lack of automatic feeds make it a limited long-term option for active businesses.
• Standard — $29 a month, or $290/year: Up to three users, automatic bank feeds, unlimited invoices, bills and expenses, sales tax tracking, inventory and purchase orders. This is the natural fit for most small businesses; it removes Free’s record ceilings and manual bank-import constraint.
• Pro — $59 a month, or $590/year: Up to 10 users, roles and permissions, multiple stores and warehouses within one company, advanced inventory and priority support. Growing teams that need access controls or more involved stock operations have a reason to pay more; smaller businesses may not need those additions.

More than 10 users in one company requires contacting Bokeping for custom pricing. No plan includes payroll or tax filing, so businesses needing either function will need another service. Payment provider fees also apply separately from subscription charges.

Platforms

Bokeping is available on the web and through an API. That covers browser-based use and software integrations, but the stated platform range does not include native mobile apps.

Who it's for

Bokeping is a good match for small businesses that want bookkeeping, bank feeds, invoicing and inventory in one place, especially sellers that need purchase orders and cost-of-goods-sold tracking. Free can serve a solo owner with light transaction volume; Standard is better for a small business that needs automated feeds and uncapped records. Pro is aimed at growing teams with multiple locations or more complex inventory. It is a poor fit for businesses that expect their accounting software to run payroll or submit tax returns.

Pros and cons

• Pro: Bookkeeping, inventory and cost tracking are combined, which gives product sellers more than a basic invoicing tool.
• Pro: Two external accountant logins come with every plan and do not consume user seats.
• Pro: Plaid read-only connections, export and deletion options, and stated encryption provide useful controls over financial data.
• Con: Free caps usage at 20 records of each type monthly and relies on CSV bank imports rather than automatic feeds.
• Con: Payroll and tax filing are not included, leaving important workflows to separate tools or providers.
• Con: Pro stops at 10 users before a company must contact Bokeping for custom pricing.

Alternatives

For a broader shortlist, browse Cash Flow Management Software. Consider Caflou if Android or iOS support matters alongside web and API access; its free Turtle plan may also suit a no-cost start. Cash Pocket is a free option with Android, iOS and web platforms, while onbalance is a free Android and iOS alternative.

Bankflow may suit teams seeking a credit-based service: its free tier provides 50 one-time credits, roughly one per page, and Starter offers 300 credits a month for $14.99 a month. Trezy is another web-based freemium choice, with a free tier for one bank account, cash-flow tracking, transaction history, AI categorization and email support; Starter costs $12.50 a month when billed at $150/ye. BankSummary offers a web free plan for up to two accounts, with no credit card required. Cashvue is free to use on the web while it is in public beta. Finoya may be worth considering for accountants and fractional CFOs: its plan is $39 a month per client, with the first five clients free for life.

Verdict

Choose Bokeping if a small business wants bookkeeping, bank feeds, invoicing and inventory tools together, with a clear path from a capped free plan to team features. Its strongest reason to buy is the combination of accounting and stock tracking, backed by accountant access on every tier. Look elsewhere if payroll or tax filing must be part of the same service, or if the 10-user ceiling is too restrictive.