Freedom251 › Cash Flow Management Software
TreasuryFlow
What TreasuryFlow is
TreasuryFlow is web-based cash and treasury software for companies with $1–20 million and for fractional-CFO firms serving them. It provides live cash visibility, inflow and outflow tracking, multi-entity support, a 13-week forecast, and a double-entry ledger built from bank data. Overnight automation sorts transactions, rebuilds the forecast, and prepares books for review. You can upload an Excel .xlsx forecast; TreasuryFlow fills it with bank actuals while preserving formulas and layout. Plaid supplies read-only feeds from more than 10,000 financial institutions in the United States and Canada. TreasuryFlow says it cannot move money and does not automatically write back to accounting books. Listed integrations include QuickBooks Online, Aspire, ServiceTitan, Square, Toast, Gusto, ADP, Paychex, Rippling, Excel, and Claude through MCP; Xero is built but not enabled in production. The service runs on SOC 2 Type II-compliant Google Cloud infrastructure, though TreasuryFlow says it is not independently SOC 2 certified. The TreasuryFlow plan costs $299 a month per company and includes unlimited banks and team members.
Who it suits
It suits $1–20 million companies and fractional-CFO practices needing bank-connected cash planning and forecasting. It is also relevant to teams using Excel forecasts and read-only bank feeds.
What it does well
- Live cash visibility and 13-week forecasting
- Read-only Plaid feeds from 10,000+ institutions
- Preserves uploaded Excel formulas and layout
- Unlimited banks and team members on TreasuryFlow plan
- 90-day trial does not auto-charge
What to know first
- No free plan
- $299 a month per company
- Does not move money
- No automatic accounting write-back
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Home Services | flat · For HVAC, plumbing, and electrical shops on ServiceTitan · includes read-only ServiceTitan connection, PO close, AR follow-up queue, and install job costing | $1,000 a month |
| TreasuryFlow | per company · Unlimited banks and team members · 90-day free trial | $299 a month |
| Operator | flat · Everything in TreasuryFlow · job costing · unlimited banks and team members | $499 a month |
As treasuryflow.ai lists them, read 8 Oct 2026. The maker's own page has the final word.
Verdict
TreasuryFlow combines cash visibility, forecasting, and ledger preparation with read-only bank connections and overnight automation. Its stated limits around money movement, accounting write-back, and certification are important considerations for finance teams.
Facts from TreasuryFlow's own pages
- Accounting write-back
- TreasuryFlow says it does not write back to accounting books automatically. · treasuryflow.ai, 8 Oct 2026
- Automation
- The product sorts transactions, rebuilds the 13-week plan, and prepares books for review overnight. · treasuryflow.ai, 8 Oct 2026
- Bank access
- TreasuryFlow says it cannot move money, and bank credentials go directly to the bank through Plaid. · treasuryflow.ai, 8 Oct 2026
- Bank connections
- Plaid provides read-only feeds from more than 10,000 financial institutions across the US and Canada. · treasuryflow.ai, 8 Oct 2026
- Data privacy
- The security page says exact transaction amounts do not enter application logs or ML training data, and categorization uses magnitude buckets. · treasuryflow.ai, 8 Oct 2026
- Forecast templates
- Users can upload an Excel .xlsx forecast for TreasuryFlow to fill with bank actuals while preserving the workbook’s formulas and layout. · treasuryflow.ai, 8 Oct 2026
- Headquarters
- Mill Valley, California, United States · treasuryflow.ai, 28 Sept 2026
- Integrations
- The integrations page lists QuickBooks Online, Aspire, ServiceTitan, Square, Toast, Gusto, ADP, Paychex, Rippling, Excel, and Claude via MCP, and says Xero is built but not yet enabled in production. · treasuryflow.ai, 8 Oct 2026
- Intended customers
- TreasuryFlow describes its audience as $1–20M companies and fractional-CFO firms serving them. · treasuryflow.ai, 8 Oct 2026
- Product
- TreasuryFlow provides live cash visibility, a 13-week forecast, and a double-entry ledger built from bank data. · treasuryflow.ai, 8 Oct 2026
- Security
- TreasuryFlow runs on SOC 2 Type II-compliant Google Cloud infrastructure, but says it is not independently SOC 2 certified yet. · treasuryflow.ai, 8 Oct 2026
- Support
- The help center says support responds by email within one business day. · treasuryflow.ai, 8 Oct 2026
- Trial and billing
- The pricing page says the 90-day trial does not automatically convert to a charge and accounts pause if users do not subscribe. · treasuryflow.ai, 8 Oct 2026
Where TreasuryFlow stands on Freedom251
- Cash Flow Management Software#22 of 29