Orcheo

What Orcheo is

Orcheo is a web-based finance platform that brings cash positions together across connected accounts, banks, and entities. It forecasts cash positions and runway, and monitors risks such as burn, concentration, and anomalies. The platform categorizes transactions and creates automation rules, which users can review, correct, or override. It connects to thousands of banks in Europe, the United States, and Canada through open banking; updates may be near real-time or daily depending on the bank. Orcheo describes its bank access as read-only, with authentication through official interfaces and encryption in transit and at rest. Its application is hosted by Google Cloud EMEA Limited, with data on servers in the European Union, including Belgium. Starter costs $75 a month billed annually and includes one entity, three banks, and two users. Pro costs $200 a month billed annually and includes three entities, ten banks, and six users. Enterprise has custom pricing. A free trial is available, but there is no free plan.

Who it suits

Orcheo is designed for companies, including founders, finance teams, and growing organizations managing multiple entities. It suits teams that need consolidated cash visibility, forecasting, and transaction automation.

Limits

Starter costs $75 a month billed annually and includes one entity, three banks, two users, 30 automation rules, and 100 AI analyses per month. Pro raises these to three entities, ten banks, six users, 200 automation rules, and 500 AI analyses monthly; Enterprise limits are custom.

Getting started

1. Open the Orcheo website
2. Start the available free trial
3. Connect bank accounts through the supported open-banking flow
4. Choose a paid plan after the trial
5. Use the web application to review cash positions and configure automation

Verdict

Orcheo brings cash tracking, forecasting, risk monitoring, and automation into a web platform. Its Starter and Pro plans have defined entity, bank, and user limits, while Enterprise pricing is custom.