Freedom251 › Financial Forecasting Software
Float
by Float
What Float is
Float is cash flow management software that turns data from connected accounting platforms into a rolling forecast for finance teams. It provides weekly and 13-week views, plus monthly forecasts that can extend to 12 months on Essentials or 36 months on Growth and Scale. Teams can adjust income and costs, explore what-if scenarios, and estimate the cost of new hires before making commitments. Float also displays invoices and bills with expected payment dates based on when clients actually pay.
Float connects with Xero and QuickBooks Online. It does not connect directly to banks; bank transaction data comes through the connected accounting platform. Data syncs every 24 hours, with a manual sync option as well. Teammates can comment on budget lines, invoices, bills, and payments, tag colleagues, and receive mention notifications. Admin, Editor, and Viewer roles manage access. Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard. Two-factor authentication is mandatory for Xero users and strongly recommended for all customers. Plans start at $105 a month when billed annually, and the 14-day trial lets prospective customers try the service first.
Who it suits
Float suits growing finance teams that need rolling forecasts from Xero or QuickBooks Online data, along with scenario planning and visibility into expected invoice and bill payments. It also serves accountants, bookkeepers, and fractional finance leaders advising clients.
What it does well
- Weekly, 13-week, and monthly forecast views
- Scenario planning includes income, costs, and new hires
- Invoice and bill dates reflect client payment behavior
- Comments, tags, and mention notifications support collaboration
- Admin, Editor, and Viewer access roles
What to know first
- No direct bank connections
- Accounting data syncs every 24 hours unless manually synced
- No free plan; the trial lasts 14 days
Limits
The 14-day trial is the available trial period, and Float has no free plan. Essentials includes 12-month forecasts; Growth and Scale extend forecasts to 36 months and include eight scenarios. The annual Essentials price is $105 a month; its monthly price is $130 a month.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Essentials | billed monthly · Unlimited users · 8 scenarios · 13-week cash flow · 12-month forecasts | $130 a month |
| Growth | billed monthly · Unlimited users · 8 scenarios · 13-week cash flow · 36-month forecasts | $265 a month |
| Scale | billed monthly · Up to 5 entities · Unlimited users · 8 scenarios · 13-week cash flow · 36-month forecasts | $389 a month |
| Essentials (annual) | annually · Below £2m revenue · unlimited users · 8 scenarios · 13-week cash flow · 12-month forecasts | $105 a month |
| Essentials (monthly) | monthly · Below £2m revenue · unlimited users · 8 scenarios · 13-week cash flow · 12-month forecasts | $130 a month |
| Growth (annual) | annually · Over £2m revenue · single entity · unlimited users · 8 scenarios · 13-week cash flow · 36-month forecasts | $215 a month |
| Growth (monthly) | monthly · Over £2m revenue · single entity · unlimited users · 8 scenarios · 13-week cash flow · 36-month forecasts | $265 a month |
| Scale (annual) | annually · Multiple entities · multi-entity consolidation · priority support with named contact · Growth inclusions | $315 a month |
The first 8 of 9 plans, as floatapp.com lists them, read 20 Sept 2026. The maker's own page has the final word. Every plan
Getting started
- Open the Float website in a web browser.
- Start the 14-day trial.
- Connect Xero or QuickBooks Online.
- Review the imported accounting data and sync manually if needed.
- Choose a plan: Essentials, Growth, or Scale.
Verdict
Choose Float if your finance team forecasts from Xero or QuickBooks Online and needs scenario planning, payment visibility, and team collaboration. Look elsewhere if you need direct bank feeds or a free plan.
Questions
How much does Float cost?
The listed annual prices are $105 a month for Essentials, $215 a month for Growth, and $315 a month for Scale. Monthly billing is $130 a month for Essentials, $265 a month for Growth, and $389 a month for Scale.
Is there a free plan or trial?
Float has no free plan. It offers a 14-day trial.
Which platforms does Float support?
Float is available on the web.
Which accounting integrations are available?
Float currently integrates with Xero and QuickBooks Online. It does not connect directly to banks; it retrieves bank transaction data through the connected accounting platform.
How often does Float sync data?
Float syncs with its connected accounting platform every 24 hours, and users can also run a manual sync.
Who makes Float, and where is it based?
Float is made by Float, founded in 2012 and headquartered in Edinburgh, Scotland.
Facts from Float's own pages
- Access controls
- Float provides Admin, Editor, and Viewer roles; two-factor authentication is mandatory for Xero users and strongly recommended for all customers. · floatapp.com, 30 Sept 2026
- Bank connection
- Float says it does not connect directly to banks and retrieves bank transaction data through the connected accounting platform. · floatapp.com, 30 Sept 2026
- Collaboration
- Users can comment on budget lines, invoices, bills, or payments, tag teammates, and receive mention notifications. · floatapp.com, 30 Sept 2026
- Data sync
- Float syncs with the accounting platform every 24 hours and also allows a manual sync. · floatapp.com, 30 Sept 2026
- Forecast views
- Float offers weekly and 13-week views plus monthly forecasts that can extend up to three years. · floatapp.com, 30 Sept 2026
- Founded
- 2012 · floatapp.com, 28 Sept 2026
- Free plan
- No · floatapp.com, 20 Sept 2026
- Headquarters
- Edinburgh, Scotland · floatapp.com, 28 Sept 2026
- Integrations
- Float currently integrates with Xero and QuickBooks Online, and says a direct Sage Intacct connection is coming soon. · floatapp.com, 30 Sept 2026
- Intended users
- Float describes its product as cash flow management software for growing finance teams and also offers a solution for accountants, bookkeepers, and fractional finance leaders advising clients. · floatapp.com, 30 Sept 2026
- Notable limits
- The Essentials plan includes 12-month forecasts, while Growth includes 36-month forecasts and 8 scenarios. · floatapp.com, 30 Sept 2026
- Purpose
- Float turns data from connected accounting software or ERP into a rolling cash flow forecast for finance teams. · floatapp.com, 30 Sept 2026
- Receivables and payables
- Float shows invoices and bills with expected payment dates based on when clients actually pay. · floatapp.com, 30 Sept 2026
- Scenario planning
- Users can toggle income and costs, model what-if scenarios, and price new hires before committing. · floatapp.com, 30 Sept 2026
- Security
- Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard. · floatapp.com, 30 Sept 2026
- Support
- Essentials and Growth include email and live-chat support; Scale adds priority support and a named contact. · floatapp.com, 30 Sept 2026
Where Float stands on Freedom251
- Financial Forecasting Software#18 of 75
- Liquidity Management Software#6 of 23
- Finance Management software#8 of 24
- Scenario Planning Software#34 of 93
- Cash Forecasting Software#12 of 26
- Cash Flow Management Software#16 of 29
- Financial Dashboards#13 of 20