Freedom251 › Cash Flow Management Software
Fluidly
What Fluidly is
Fluidly is a web product for Nordic finance teams that combines bank accounts into a live cash position shown in a reporting currency. It tracks inflows and outflows, and its Essential plan includes invoice-based and Holt-Winters liquidity forecasting plus FX exposure monitoring. Users can build live what-if scenarios, set threshold watches, and arrange flows, forecasts, scenarios, and views on a shareable business canvas. Fluidly says it connects to named Nordic banks and more than 2,500 additional European banks through open banking. It supports 13 ERPs across Sweden, Norway, Denmark, and Finland, including Fortnox, Visma, Xero, and QuickBooks. Essential costs 1,290 SEK a month for up to three bank accounts; Business starts at 2,490.00 SEK monthly. New customers begin with a guided 30-day pilot, while access is offered through a demo and waitlist.
Who it suits
It suits Nordic finance teams, companies, funds, family offices, and accounting partners managing connected bank accounts, ERP data, forecasts, and scenarios.
What it does well
- Live cash position and bank synchronization
- Liquidity forecasting and FX monitoring
- Scenario planning with threshold watches
- Connects to 2,500+ European banks
- Supports 13 regional ERPs
What to know first
- No free plan
- Essential limited to three bank accounts
- Access requires demo and waitlist
- Essential starts at 1,290.00 SEK monthly
Limits
Essential includes up to three bank accounts, one ERP connection, and up to 12 months of history with spot FX. Business starts with three bank accounts, charges 450 SEK per additional account, and provides up to 24 months of history with spot and historical FX.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Essential | 1,290 SEK / month · Up to 3 bank accounts · 1 ERP connection · Up to 12 months of history with spot FX · Support within a few business days | 1,290 SEK a month |
| Business | from 2,490 SEK / month · 4+ bank accounts; base includes 3, +450 SEK per additional account · Multiple ERP connections · Up to 24 months of history with spot and historical FX · Priority support and an uptime commitment | 2,490 SEK a month |
As fluid.ly lists them, read 3 Oct 2026. The maker's own page has the final word.
Getting started
- Visit the Fluidly website and request access through its demo and waitlist
- Start the guided 30-day pilot as a new customer
- Connect your bank and accounting data
- Choose Essential or Business based on account and ERP needs
- Arrange flows, forecasts, scenarios, and views on the business canvas
- Set watches for figures that cross chosen thresholds
Verdict
Fluidly brings banking, ERP connections, forecasting, and scenario planning into one web workspace for Nordic finance operations. Availability currently runs through a demo and waitlist, with paid plans beginning at 1,290 SEK a month.
Questions
How much does Fluidly cost?
Essential is billed at 1,290 SEK per month. Business starts at 2,490 SEK per month, with 450 SEK for each additional account beyond its included three.
Is there a free plan?
No. Fluidly is a paid product, and each new customer starts with a guided 30-day pilot.
Which platforms does it support?
Fluidly is available on the web.
Which banks and ERPs connect?
It lists named Nordic banks and says it connects to more than 2,500 additional European banks through open banking. It supports 13 ERPs across Sweden, Norway, Denmark, and Finland, including Fortnox, Visma, Xero, and QuickBooks.
Where is data hosted?
Fluidly says its EU infrastructure hosts code and data in Sweden and Norway, without US cloud providers or transatlantic data transfers.
Who is the maker targeting?
The product is described as built for Nordic finance teams. Essential is also presented for a company, fund, or family office, and Business for teams with multiple accounts.
Facts from Fluidly's own pages
- Availability
- Fluidly says it is onboarding design partners and its first finance teams, one at a time, with access offered through a demo and waitlist. · fluid.ly, 3 Oct 2026
- Bank connectivity
- The site lists named Nordic banks and says Fluidly connects to more than 2,500 additional banks across Europe via open banking. · fluid.ly, 3 Oct 2026
- Business canvas
- Users arrange flows, forecasts, scenarios, and views on a business canvas that they can rearrange, fork, or share. · fluid.ly, 3 Oct 2026
- Data and calculations
- The maker says figures use deterministic calculations traceable to bank statements or ERP entries, and users control any AI prompts and outputs they introduce. · fluid.ly, 3 Oct 2026
- ERP integrations
- Fluidly says it supports 13 ERPs across Sweden, Norway, Denmark, and Finland, including Fortnox, Visma, Xero, and QuickBooks. · fluid.ly, 3 Oct 2026
- Forecasting
- The Essential plan includes invoice-based and Holt-Winters liquidity forecasting and FX exposure monitoring. · fluid.ly, 3 Oct 2026
- Guided pilot
- Each new customer starts with a guided 30-day pilot using their own bank and accounting data before committing. · fluid.ly, 3 Oct 2026
- Headquarters
- Uppsala, Sweden · fluid.ly, 28 Sept 2026
- Hosting
- Fluidly says its EU infrastructure hosts code and data in Sweden and Norway, without US cloud providers or transatlantic data transfers. · fluid.ly, 3 Oct 2026
- Intended users
- The maker describes Fluidly as built for Nordic finance teams; Essential is also presented for a company, fund, or family office, while Business is for teams with multiple accounts. · fluid.ly, 3 Oct 2026
- Partner offering
- Accounting firms can use white-labelling, priority partner support, and a consolidated invoice, with per-client pricing and a partner discount. · fluid.ly, 3 Oct 2026
- Planned capabilities
- The roadmap lists payment initiation, automated reconciliation, FX trading, mobile payments, and AI-agent connections as capabilities being built or planned. · fluid.ly, 3 Oct 2026
- Purpose
- Fluidly consolidates bank accounts into a live cash position in a reporting currency for Nordic finance teams. · fluid.ly, 3 Oct 2026
- Scenarios and alerts
- Users can build live what-if scenarios and set watches that notify them when a chosen number crosses a threshold. · fluid.ly, 3 Oct 2026
- Support contact
- The maker lists [email protected] as its contact email and says customers speak with the people who built the product. · fluid.ly, 3 Oct 2026
Where Fluidly stands on Freedom251
- Cash Flow Management Software#23 of 29