Cash Flow Frog

What Cash Flow Frog is

Cash Flow Frog is a web-based cash flow forecasting product for small and mid-sized businesses, accountants, and bookkeepers. It connects to accounting data and produces rolling forecasts as far as 36 months ahead, which users can view by day, week, month, or quarter. Forecasts draw on reconciled bank balances, unpaid invoices and bills, and projections; users can also create what-if scenarios. Reports include cash flow statements, planned-versus-actual comparisons, and consolidated views across multiple entities. Listed connections include QuickBooks Online and Desktop, Xero, Sage Intacct, Odoo, Zoho Books, FreshBooks, Plaid, Excel import, and Zapier. An MCP server gives compatible assistants such as Claude, ChatGPT, Copilot, and Gemini access to live forecasts, projections, and scenarios. The Trust Center states that Cash Flow Frog is ISO 27001 certified and GDPR compliant, encrypts data in transit and at rest, and supports two-factor authentication. The Pro Plan costs $55 a month, and the pricing page offers a 14-day trial and a 30-day money-back guarantee. The maker says the product does not replace accounting software or provide a full enterprise-scale FP&A platform.

Who it suits

Cash Flow Frog suits small and mid-sized businesses that want rolling cash forecasts connected to accounting data, along with accountants and bookkeepers advising those businesses. Its scenario planning and multi-entity reporting also suit teams that need to compare plans with actual results across entities.

Limits

The listed Pro Plan is limited to up to $1M annual revenue, 10 users, and forecasts up to 36 months. The trial lasts 14 days; no free plan is offered.

Getting started

1. Visit the Cash Flow Frog website.
2. Start the 14-day trial.
3. Connect accounting data using a listed integration or Excel import.
4. Build forecasts from reconciled balances, outstanding invoices and bills, and projections.

Verdict

Choose Cash Flow Frog if you need rolling cash forecasts, scenario planning, or consolidated cash reporting tied to accounting data. Look elsewhere if you need accounting software itself or enterprise-scale headcount planning, revenue modelling, and department budgeting.