Best Money Transfer Apps in 2026
Updated
82ranked
14free plans on this page
12 Oct 2026last checked
15 of 15 with known pricing have a free tier;0 apps show full bars: free, open, on most devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 51 | Airtel MoneyAndroid · iPhone | Two bars | 2 of 6 | Free | 6.5 | ||
| 52 | PayMasterAndroid · iPhone | Two bars | 2 of 6 | Free | 6.5 | ||
| 53 | NayaPayWeb · Android · iPhone | Three bars | 3 of 6 | Free | 6.5 | ||
| 54 | ZaloPayAndroid · iPhone · API | Two bars | 2 of 6 | Free | 6.5 | ||
| 55 | Airtm Embedded PaymentsAPI | One bar | 0 of 6 | 6.4 | |||
| 56 | OVOAndroid · iPhone | Two bars | 2 of 6 | Free | 6.3 | ||
| 57 | NagadAndroid · iPhone | Two bars | 2 of 6 | Free | 6.3 | ||
| 58 | YapeWeb · Android · iPhone | Three bars | 3 of 6 | Free | 6.3 | ||
| 59 | DaviPlataAndroid · iPhone | Two bars | 2 of 6 | Free | 6.3 | ||
| 60 | easypaisaWeb · Android · iPhone · API | Three bars | 3 of 6 | Free | 6.3 | ||
| 61 | WhatsAppWeb · Windows · Mac · Android · iPhone | Three bars | 5 of 6 | Free | 6.3 | ||
| 62 | M-PESAAndroid · iPhone | One bar | 2 of 6 | 6.2 | |||
| 63 | GreyWeb · Android · iPhone · API | Two bars | 3 of 6 | 6.2 | |||
| 64 | LinkAjaAndroid · iPhone · API | Two bars | 2 of 6 | Free | 6.2 | ||
| 65 | PayPal InvoicingWeb · Android · iPhone | Three bars | 3 of 6 | Free | 6.2 | ||
| 66 | eSewa Money TransferWeb · Android · iPhone | Two bars | 3 of 6 | 6.1 | |||
| 67 | bKashWeb · Android · iPhone · API | Two bars | 3 of 6 | 6.1 | |||
| 68 | GrabPayAndroid · iPhone | Two bars | 2 of 6 | Free | 6.1 | ||
| 69 | Cash App TaxesWeb · Android · iPhone | Three bars | 3 of 6 | Free | 6.1 | ||
| 70 | PayPal CheckoutWeb · API | One bar | 1 of 6 | 6.1 | |||
| 71 | Western UnionWeb · Android · iPhone | Two bars | 3 of 6 | 5.9 | |||
| 72 | TossAndroid · iPhone | One bar | 2 of 6 | 5.9 | |||
| 73 | MukuruWeb · Android · iPhone | Two bars | 3 of 6 | 5.8 | |||
| 74 | BoostWeb · Android · iPhone · API | Two bars | 3 of 6 | 5.8 | |||
| 75 | Weixin PayWeb · Android · iPhone · API | Two bars | 3 of 6 | 5.7 |
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Recipient methods | Transfer speed |
|---|---|---|---|---|---|---|---|---|
| 51 | Airtel Money | 6.5 | Free plan | Free | Yes | instant | ||
| 52 | PayMaster | 6.5 | Free plan | Free | Yes | bank | instant | |
| 53 | NayaPay | 6.5 | Free plan | Free | Yes | instant | ||
| 54 | ZaloPay | 6.5 | Free plan | Free | Yes | instant | ||
| 55 | Airtm Embedded Payments | 6.4 | instant | |||||
| 56 | OVO | 6.3 | Free plan | Free | Yes | |||
| 57 | Nagad | 6.3 | Free plan | Free | Yes | wallet | ||
| 58 | Yape | 6.3 | Free plan | Free | Yes | instant | ||
| 59 | DaviPlata | 6.3 | Free plan | Free | Yes | instant | ||
| 60 | easypaisa | 6.3 | Free plan | Free | Yes | instant | ||
| 61 | 6.3 | Free plan | Free | Yes | ||||
| 62 | M-PESA | 6.2 | ||||||
| 63 | Grey | 6.2 | Yes | $0.45one-time | bank | instant | ||
| 64 | LinkAja | 6.2 | Free plan | Free | Yes | |||
| 65 | PayPal Invoicing | 6.2 | Free plan | Free | Yes | Email, SMS, messaging apps, social media, and QR code | Often within one day of receiving an invoice | |
| 66 | eSewa Money Transfer | 6.1 | Free | instant | ||||
| 67 | bKash | 6.1 | Yes | instant | ||||
| 68 | GrabPay | 6.1 | Free plan | Free | Yes | |||
| 69 | Cash App Taxes | 6.1 | Free plan | Free | Yes | |||
| 70 | PayPal Checkout | 6.1 | Yes | |||||
| 71 | Western Union | 5.9 | No | bank | instant | |||
| 72 | Toss | 5.9 | Yes | bank | instant | |||
| 73 | Mukuru | 5.8 | No | instant | ||||
| 74 | Boost | 5.8 | Yes | bank | ||||
| 75 | Weixin Pay | 5.7 | Yes | instant |
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