Toss

Android · iPhone

Freedom report

One barScore 5.9

Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

Toss is ranked #72 of 82 in money transfer apps on Freedom251, made by Toss (Seoul, South Korea). It runs on Android, iOS.

Compared on money transfer apps

Free plan: Yes
Recipient methods: bank
Transfer speed: instant
Mobile platforms: both
Transfer tracking: Yes
Scheduled transfers: Yes

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The record

Product: Toss describes itself as a finance app that brings money management and financial services together.
Money management: Users can view accounts, savings, loans and investments from different financial institutions in one place.
Spending tools: The app automatically logs income and spending and offers spending analysis, recurring expense tracking and card bill reminders.
Transfers: Toss supports transfers to bank accounts or phone contacts and says transfers are free for life with no extra conditions or limits.
Transfer safety: Toss says it monitors for suspicious activity, can warn before risky transfers, and may block a transfer and alert linked family members when it detects signs of fraud.
Payments: Toss Pay supports online checkout, while Facepay enables in-store payment with facial recognition at stores with a Toss terminal.
Financial products: Users can connect accounts, cards, loans and insurance through MyData, manage money, check credit scores, compare products and apply within Toss.
Mini Apps: Mini Apps offer services and games inside Toss without separate app downloads or additional sign-ups.
Audience: Toss says its finance app is used across age groups from teens to people in their 60s.
Security: Toss's certificate page lists PCI-DSS, ISO 27001, ISMS-P and ISO 27701 certifications.
Support: The company site links to FAQs, complaint submission and 24-hour customer service.
Maker: The site identifies Viva Republica Co., Ltd. as Toss's hosting company and Lee Seung-geun as its representative.
All-in-one finance: Toss brings together transfers, asset management, loans, investments, insurance, and tax filing in one app.
Money transfers: Users can send money to bank accounts or phone contacts, and Toss says transfers are free for life with no extra conditions or limits.

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#72 of 82

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Sources

i18n.toss.im/en-us/service/asset-management· checked 11 Oct 2026
i18n.toss.im/en-us/service/easy-remittance· checked 11 Oct 2026
i18n.toss.im/en-us/service/tosspay· checked 11 Oct 2026
toss.im/en-us/business/financial-product· checked 11 Oct 2026
toss.im/en-us/service/miniapp· checked 11 Oct 2026
toss.im/tosscert· checked 11 Oct 2026
toss.im/en-us/company· checked 11 Oct 2026
toss.im/tossfeed/article/tossinnumbers· checked 11 Oct 2026
toss.im/tossfeed/article/mydata-register· checked 11 Oct 2026
toss.im/en-us/service/credit-score· checked 11 Oct 2026
toss.im/en-us/service/loan· checked 11 Oct 2026
toss.im/en-us/service/tosspay· checked 11 Oct 2026