OVO

Android · iPhone

Freedom report

One barScore 4.9

OVO is ranked #80 of 82 in money transfer apps on Freedom251, made by OVO (South Jakarta, Indonesia). It runs on Android, iOS. There is a free plan.

OVO plans and pricing

OVO Premier Free OVO Cash balance up to Rp 20.000.000 · Bank transfers · Transfers between OVO users ovo.id · 11 Oct 2026

OVO Club Free OVO Cash balance up to Rp 2.000.000 ovo.id · 11 Oct 2026

Product: OVO is a mobile app for electronic money payments and loyalty points.
Payments: Users can pay online and at offline merchants marked “OVO Accepted Here” or “QRIS.”
Rewards: OVO Points are earned at participating merchants and 1 point is valued at Rp 1.
Points limit: OVO Points cannot be cashed out, transferred, or assigned to another person.
Features: The app supports bill payments and mobile top-ups for electricity, telephone, internet, and insurance.
Top-ups: OVO Cash can be topped up through ATMs, mobile or internet banking, debit card, and selected partner merchants.
Merchant reach: OVO’s features page says it supports cashless transactions at more than 60,000 outlets.
Integrations: OVO accepts QRIS payments at offline merchants and offers payments at participating online merchants.
Financial controls: The app can be used to manage and monitor spending.
Security and regulation: OVO says it is a payment service provider licensed and supervised by Bank Indonesia and describes identity checks and fraud monitoring measures.
Privacy: OVO’s privacy notice says it collects transaction, usage, and device information when users use its services.
Support: OVO lists a 24-hour, 7-day call center at 1 500 696 and support email [email protected].
Platform availability: The maker links users to download the OVO app, and the app is listed for iPhone and Android.
Headquarters: South Jakarta, Indonesia
Price from: Free

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