Freedom251 › Money Transfer Apps
Nagad
by Nagad
What Nagad is
Nagad is a free digital financial service app described as a Bangladesh Post Office service. It supports person-to-person Send Money wallet transfers, adding money from a bank account, card, or nearby Uddokta Point, and cash withdrawals through Uddokta Points nationwide. The app handles mobile recharge, internet, voice and bundle purchases, utility bills, and payments at online and offline stores. Its listed services also include insurance premiums, EMI and loan repayment, donations, remittance, government stipends, tolls, tickets, hotel booking, and lifestyle services. Registration uses an NID scan, selfie with digital signature, and four-digit PIN; the PIN is required for login and every transaction. Bangla and English are supported, with balance checks, nearby locations, and transaction statements. A Zakat Calculator and Nagad Islamic interface provide religious tools. The app is available for Android and iOS, with transfer tracking and encrypted data in transit reported by Google Play.
Who it suits
Nagad suits people in Bangladesh seeking wallet transfers, cash-in and cash-out, mobile services, bill payments, and shopping payments in one app. Bangla and English support and Islamic features may suit those needs.
What it does well
- Supports wallet Send Money transfers with tracking
- Cash in and cash out through Uddokta Points
- Handles recharge, bills, and store payments
- PIN required for login and transactions
- Available on Android and iOS
What to know first
- Transaction charges and limits apply by service
- Registration requires NID scan and selfie
- Cash withdrawal charge figures are not provided
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Nagad App | Free app download; transaction charges and limits apply by service | Free |
As nagad.com.bd lists them, read 12 Oct 2026. The maker's own page has the final word.
Verdict
Nagad combines wallet transfers with recharge, bills, payments, and additional financial services. It is free to download, but service-specific charges and limits still apply.
Facts from Nagad's own pages
- Account registration
- The app describes registration in three steps using an NID scan, selfie and digital signature, and a four-digit PIN. · play.google.com, 11 Oct 2026
- Add money
- Users can add money from a bank account or card and cash in at Uddokta Points. · play.google.com, 12 Oct 2026
- Bills and shopping
- The listing describes utility bill payment and QR-based in-store or online shopping payments, with cashback or discounts possible on eligible payments. · play.google.com, 12 Oct 2026
- Cash in
- Users can add money through nearby Uddokta Points as well as from a bank account or card. · play.google.com, 11 Oct 2026
- Cash out
- The app listing says cash withdrawals are available through Uddokta Points nationwide and describes the charges as minimal. · play.google.com, 11 Oct 2026
- Company location
- Google Play identifies NAGAD LTD. and lists its address as Delta Dahlia Tower, 36 Kemal Ataturk Avenue, Banani, Dhaka 1213, Bangladesh. · play.google.com, 12 Oct 2026
- Data practices
- Google Play reports that the developer says the app shares no data with third parties and encrypts data in transit. · play.google.com, 11 Oct 2026
- Free plan
- Yes · nagad.com.bd, 22 Sept 2026
- Headquarters
- Dhaka, Bangladesh · nagad.com.bd, 28 Sept 2026
- Islamic features
- The app includes a Zakat Calculator, and Nagad Islamic offers a dedicated interface with Quran verses, Hadith, and live streams from Mecca and Medina. · play.google.com, 11 Oct 2026
- Languages
- The app supports Bangla and English and includes a Zakat calculator and a Nagad Islamic interface for Shariah-compliant users. · play.google.com, 12 Oct 2026
- Mobile platforms
- both · nagad.com.bd, 22 Sept 2026
- Mobile services
- The app supports prepaid recharge, postpaid bills, and purchase of internet, voice and bundle packs for major operators. · play.google.com, 12 Oct 2026
- Notable limits
- The official site links to a Limit & Charges page, but its opened page did not expose readable transaction amounts or fee figures. · nagad.com.bd, 12 Oct 2026
- Other services
- The app listing includes insurance, premiums, EMI and loan repayment, donations, remittance, government stipends, tolls, tickets, hotel booking and lifestyle services. · play.google.com, 12 Oct 2026
- Platform availability
- Nagad’s download link lists iPhone (iOS) and Android downloads. · onelink.to, 12 Oct 2026
- Platforms
- Nagad's download link offers the app for iPhone (iOS) and Android. · onelink.to, 11 Oct 2026
- Product
- Nagad describes its app as a digital financial service of Bangladesh Post Office. · play.google.com, 11 Oct 2026
- Recipient methods
- wallet · nagad.com.bd, 22 Sept 2026
- Registration
- The app says registration uses an NID scan, a selfie with digital signature, and a four-digit PIN. · play.google.com, 12 Oct 2026
- Security
- The listing says a PIN is required at login and for every transaction; Google Play reports that data is encrypted in transit and that the developer declares no data shared with third parties. · play.google.com, 12 Oct 2026
- Support
- The Google Play app support section lists +8809609616167 and [email protected]. · play.google.com, 12 Oct 2026
- Transfers
- Users can send money to Nagad users or non-users, and the listing says charges for the first five monthly Send Money transactions are returned as cashback under updated terms. · play.google.com, 12 Oct 2026
- Transfer tracking
- Yes · nagad.com.bd, 22 Sept 2026
Where Nagad stands on Freedom251
- Money Transfer Apps#61 of 81