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LinkAja vs Nagad

Both stand on money transfer apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

LinkAja

Free plan AndroidAPIiPhone

LinkAja covers everyday payments, transfers, bills, transport, and business wallet integrations. Users should choose between Basic Service and identity-verified Full Service based on their transaction needs.

Visit LinkAja

Nagad

Free plan AndroidiPhone

Nagad combines wallet transfers with recharge, bills, payments, and additional financial services. It is free to download, but service-specific charges and limits still apply.

Visit Nagad

The facts

LinkAjaNagad
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, API, iPhoneAndroid, iPhone
Lowest paid planFree or on requestFree or on request
Plans published21
MakerLinkAjaNagad
Websitelinkaja.idnagad.com.bd
On money transfer apps#57 of 81#61 of 81

LinkAja: what it does well

  • QRIS merchant payments
  • Bills, mobile credit, and data purchases
  • Transfers for Full Service users
  • Cardless cash withdrawal available
  • Business wallet APIs

What to know first

  • Full Service requires identity verification
  • Balance and incoming-transaction limits apply
  • API scope depends on agreed cooperation

Nagad: what it does well

  • Supports wallet Send Money transfers with tracking
  • Cash in and cash out through Uddokta Points
  • Handles recharge, bills, and store payments
  • PIN required for login and transactions
  • Available on Android and iOS

What to know first

  • Transaction charges and limits apply by service
  • Registration requires NID scan and selfie
  • Cash withdrawal charge figures are not provided

Alternatives to LinkAja Alternatives to Nagad The whole list