LinkAja

Android · iPhone · API

Freedom report

Two barsScore 6.2

Free tierA free tier is on its own pricing page
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

LinkAja is ranked #64 of 82 in money transfer apps on Freedom251, made by LinkAja (Jakarta, Indonesia). It runs on Android, API, iOS. There is a free plan.

LinkAja plans and pricing

All plans

Basic Service Free Maximum balance Rp 2,000,000 · monthly incoming transaction limit Rp 20,000,000 linkaja.id · 11 Oct 2026

Full Service Free Maximum balance Rp 20,000,000 · monthly incoming transaction limit Rp 40,000,000 · requires identity verification linkaja.id · 11 Oct 2026

Compared on money transfer apps

Free plan: Yes
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes

Best LinkAja alternatives

See all 20

Two bars Wise Free tier No. 1Free8.2 One bar TransferGo Free tier No. 2Free8.1 Two bars Xe Money Transfer Free tier No. 3Free8.1 One bar Remitly Free tier No. 4Free8.0 Two bars Paysera Free tier No. 5Free8.0 One bar Ria Money Transfer No. 67.9

The record

Product: LinkAja is an electronic payment app for everyday payments and transactions.
Payments: Users can scan QRIS to pay at supported merchants.
Bills and top-ups: The app supports mobile credit and data purchases, electricity payments, and other recurring bills.
Transfers: Full Service users can send LinkAja balance to other users and bank accounts.
Transport: LinkAja supports payments for transport and travel needs available in the app.
Cash withdrawal: The site says users can withdraw LinkAja balance without a card through available channels.
Business integrations: LinkAja Account Linkage offers API-based wallet capabilities, including payments, account linking, transaction status checks, payment notifications, refunds, and account unlinking.
Integration availability: API integration features depend on business needs and the scope of cooperation agreed with LinkAja.
Security: Registration uses an OTP sent by SMS, and transactions require the LinkAja PIN.
Regulatory status: PT Fintek Karya Nusantara says it is licensed by Bank Indonesia as an electronic money issuer and funds transfer provider.
Support: Customers can contact support through in-app or website live chat and by phone at 021-80602109.
Intended users: The site presents LinkAja for individuals, merchants, and businesses seeking digital payment services.
Company: LinkAja is a product of PT Fintek Karya Nusantara, also known as Finarya.
Founded: 2019
Price from: Free

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#64 of 82

Is LinkAja yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote LinkAja

Sources

linkaja.id/about· checked 11 Oct 2026
linkaja.id· checked 11 Oct 2026
linkaja.id/syarat-ketentuan· checked 11 Oct 2026
linkaja.id/linkaja· checked 11 Oct 2026
lokaborasi.linkaja.id/business/embedded-wallet· checked 11 Oct 2026