SadaPay

Android · iPhone

Freedom report

Two barsScore 6.5

Free tierA free tier is on its own pricing page
Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

SadaPay is ranked #50 of 82 in money transfer apps on Freedom251, made by SadaPay (Islamabad, Pakistan). It runs on Android, iOS. There is a free plan.

SadaPay plans and pricing

All plans

SadaPay personal wallet Free Account opening, annual charges, mobile banking, and virtual Mastercard issuance are listed as Free. No minimum balance · Physical Mastercard issuance Rs. 1,724 sadapay.pk · 11 Oct 2026

Compared on money transfer apps

Free plan: Yes
Transfer speed: instant
Exchange-rate model: variable
Mobile platforms: both
Upfront fee display: Yes

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The record

Product: SadaPay describes itself as a digital wallet for sending, receiving, and managing money.
Local transfers: The maker says local bank transfers are free and can be sent to any bank or wallet in Pakistan.
Bills and top-ups: SadaPay says users can pay bills from more than 900 billers and top up any GSM network.
Cards: Users can get a virtual Mastercard, while the maker lists physical Mastercard issuance at Rs. 1,724.
International card use: The maker says its Mastercard works locally, online, and around the world where Mastercard is accepted.
Freelance payments: SadaBiz lets freelancers receive international client payments, and the homepage says funds can arrive within a business day.
Remittance providers: The help center lists Transferwise, Payoneer, Remitly, Xoom, and ACE for receiving international remittances.
Security: SadaPay says it uses fingerprint or Face ID access and encrypts funds and sensitive personal data in flight and at rest.
Regulation: SadaPay says it is regulated by the State Bank of Pakistan under the Electronic Money Institution framework.
Support: The maker advertises 24/7 customer support through in-app chat.
Notable limits: After biometric verification, the help center says the incoming credit limit increases to PKR 400,000 per month.
International transaction fees: The current schedule lists an international transaction fee of Rs. 55 + 6%* up to Rs. 800 and 6%* above Rs. 800.
Headquarters: Islamabad, Pakistan
Price from: Free

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#50 of 82

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Sources

help.sadapay.pk/en/articles/7899047-what-is-sadapay· checked 11 Oct 2026
sadapay.pk· checked 11 Oct 2026
sadapay.pk/soc· checked 11 Oct 2026
help.sadapay.pk/en/articles/7120961-how-can-i-receive-r· checked 11 Oct 2026
help.sadapay.pk/en/articles/7899048-is-sadapay-a-regula· checked 11 Oct 2026
help.sadapay.pk/en/articles/6404720-how-do-i-increase-m· checked 11 Oct 2026