Paysend

Name: Paysend
Price: 1.99 USD
Author: Paysend

Paid AndroidAPIiPhoneWeb

What Paysend is

Paysend lets customers send money internationally to bank accounts, cards, e-wallets, or cash in 170+ countries. Eligible customers can fund transfers by debit or credit card, bank transfer, Apple Pay, or Google Pay, though available methods vary by country. Paysend says most card-to-card transfers typically arrive in under 15 minutes; payouts to bank accounts and mobile wallets typically take 1–3 business days. Each transfer has a fixed fee that varies by country and delivery method. Currency conversion includes an exchange-rate margin, and third-party charges may also apply. Transfer limits depend on country and verification tier, and additional ID verification may raise them. In most cases, recipients can receive money to a bank account, card, or mobile wallet without a Paysend account or app. For businesses, Paysend Enterprise's Payout API supports payouts to cards, accounts, and wallets and can connect with existing business infrastructure. Paysend says it is FCA-regulated and provides 24/7 global customer support.

Who it suits

Paysend suits people sending money internationally, as well as businesses making payouts through its Enterprise API. Available funding methods and limits depend on country and verification tier.

What it does well

Sends to accounts, cards, wallets, or cash.
Lists service in 170+ countries.
Most card-to-card transfers typically arrive in under 15 minutes.
Recipients usually need no Paysend account or app.
Provides 24/7 global customer support.

What to know first

Fixed transfer fees vary by country and delivery method.
Currency conversion may include an exchange-rate margin.
Third-party fees may apply.
Limits depend on country and verification tier.

Limits

Transfer limits vary by country and verification tier. Bank-account and mobile-wallet payouts typically take one to three business days, while card-to-card transfers generally arrive faster.

Plans

Plan	Billed and limits	Price
Personal international transfer	per transfer from the US; varies by corridor and payout method · fixed fee regardless of amount · exchange-rate margin applies · bank or recipient-bank fees may also apply	$1.99, paid once
International money transfers	Per transfer; fee varies by sending country, destination, and delivery method. · Fixed fee; exchange-rate margin may apply; bank or recipient-bank charges may apply	On request
Enterprise Payout API	contact Paysend · payouts to cards, bank accounts and wallets · 168+ countries · 48+ currencies	On request

As paysend.com lists them, read 15 Oct 2026. The maker's own page has the final word.

Getting started

Open the Paysend website or use its Android or iOS app
Choose an international money transfer
Select a supported funding method such as card, bank transfer, Apple Pay, or Google Pay
Enter the recipient and delivery destination
Review the displayed fee and submit the transfer
Track the transfer through Paysend

Verdict

Paysend supports international transfers through several payout methods, with timing that varies by delivery type. Check the applicable fee, exchange-rate margin, third-party charges, and transfer limits before sending.

Questions

How much does Paysend cost?

Paysend charges a fixed fee per transfer, with the amount varying by country and delivery method. Currency conversion includes an exchange-rate margin, and bank or recipient-bank charges may apply.

Where can Paysend send money?

Customers can send money to bank accounts, cards, e-wallets, or cash recipients in more than 170 countries.

Which payment methods can fund a transfer?

Eligible customers may use debit or credit cards, bank transfers, Apple Pay, or Google Pay. Available methods depend on country.

Does the recipient need Paysend?

In most cases, recipients do not need a Paysend account or app to receive money to a bank account, card, or mobile wallet.

Is there a business API?

Paysend Enterprise offers a Payout API for payouts to cards, accounts, and wallets, with integration into existing business infrastructure.

Is Paysend regulated?

Paysend says it is regulated by the FCA and that transfers follow Visa, Mastercard, China UnionPay, FCA, and PCI DSS standards.

Facts from Paysend's own pages

API authentication: API clients authenticate with inbound and outbound API keys plus digitally signed requests. · developer.paysend.com, 15 Oct 2026
API documentation depth: The developer site documents endpoints such as FX rates, bank search, card token creation, account and card payouts, balances, status checks and webhooks. · developer.paysend.com, 15 Oct 2026
API sandbox: Paysend provides a sandbox stage so integrators can test before production. · developer.paysend.com, 15 Oct 2026
Card-network reach: Paysend supports card payouts through Visa, Mastercard, UnionPay and other local card schemes. · apps.apple.com, 15 Oct 2026
Company headquarters: LinkedIn lists London, England as headquarters, with additional locations in Dublin, Belgrade and Miami. · linkedin.com, 15 Oct 2026
Company size: LinkedIn lists Paysend as a privately held financial-services company with 201–500 employees. · linkedin.com, 15 Oct 2026
Compliance claims: The developer documentation displays EU GDPR compliance and SOC 2 Type II certification badges. · developer.paysend.com, 15 Oct 2026
Consumer service: Paysend lets customers send money internationally to bank accounts, cards, e-wallets, or cash in 170+ countries. · paysend.com, 9 Oct 2026
Delivery times: Paysend says most card-to-card transfers typically arrive in under 15 minutes, while bank-account and mobile-wallet payouts typically take 1–3 business days. · paysend.com, 9 Oct 2026
Delivery tracking: Users can track a transfer through its stages and receive arrival notifications. · paysend.com, 15 Oct 2026
Enterprise API: The Enterprise Payout API supports programmable payouts, status checks and multi-task processing for cards and accounts. · developer.paysend.com, 15 Oct 2026
Enterprise reporting: The API product includes an Enterprise dashboard, real-time payment-status updates, reports and daily reconciliation statements. · developer.paysend.com, 15 Oct 2026
Enterprise use cases: Official documentation lists money transfer, payroll, marketplaces, pension, insurance and accounts-payable payouts as use cases. · developer.paysend.com, 15 Oct 2026
Fees: Paysend charges a fixed per-transfer fee that varies by country and delivery method; currency conversions include an exchange-rate margin, and third-party fees may apply. · help.paysend.com, 9 Oct 2026
Upfront fee display: Yes · paysend.com, 20 Sept 2026
Founded: LinkedIn lists the company as founded in 2017. · linkedin.com, 15 Oct 2026
Founded and offices: Paysend says it was founded in the UK in 2017 and has offices in London, Belgrade, Dublin, and Miami. · paysend.com, 9 Oct 2026
Funding: Paysend announced a $125 million Series B round in May 2021 led by One Peak with participation from InfraVia, Hermes GPE and Plug and Play. · prweb.com, 15 Oct 2026
Headquarters: Edinburgh, Scotland, United Kingdom · paysend.com, 28 Sept 2026
Licence: The consumer terms grant users a limited licence to use Paysend software for its payment services; the product is not offered under an open-source licence. · paysend.com, 15 Oct 2026
Limit: account and card blocks: Trustpilot's review summary mentions card-linking errors and transaction blocks that can prevent payment completion. · trustpilot.com, 15 Oct 2026
Limit: app performance: An App Store review reports severe lag after an update, making the app difficult to use. · apps.apple.com, 15 Oct 2026
Limit: extra bank charges: Paysend warns that the sender's bank and the recipient's bank may levy additional charges beyond Paysend's fee. · help.paysend.com, 15 Oct 2026
Limit: transaction failures: Google Play reviewers report transfers being cancelled or requiring repeated attempts before succeeding. · play.google.com, 15 Oct 2026