Send App

Web · Android · iPhone

Freedom report

Three barsScore 7.5

Free tierA free tier is on its own pricing page
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

Send App is ranked #13 of 82 in money transfer apps on Freedom251, made by Send App (San Francisco, California, United States). It runs on Android, iOS, Web.

Send App plans and pricing

All plans

Send App international money transfers Free Nigeria transfers: 1% fee · Nigeria domestic transfers: 1 NGN · Europe, US, and UK transfers: no Send App fee send.flutterwave.com · 11 Oct 2026

Send App Travel Card $5 once USD 5 to create the card; delivery cost varies by location Requires Tier 2 or above · Delivery currently available in Lagos and Abuja · Minimum top-up NGN 5000 send.flutterwave.com · 11 Oct 2026

Compared on money transfer apps

Transfer speed: instant
Exchange-rate model: variable
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes

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The record

Purpose: Send App provides international money transfers to local bank accounts, Mobile Money wallets, and cash-pickup locations.
Payout speed: The site says transfers are processed instantly after payment confirmation and describes payouts as instant.
Recipient options: Recipients can receive funds by bank transfer, cash pickup, or Mobile Money.
Transfer cap: The homepage says users can send up to $20,000 for a flat transfer fee.
Funding methods: Transfers can be paid for with debit cards, credit cards, bank transfer, Apple Pay, or Google Pay, with Google Pay available only on the web.
Availability: The homepage lists supported sending and receiving locations across Europe, Africa, the United Kingdom, and the United States.
Exchange rates: Exchange rates are determined daily based on prevailing market rates, and the currency converter shows the recipient amount during a transaction.
Identity verification: Users sign up with an email address and verify their identity before sending money.
Security certifications: The homepage states Flutterwave is ISO 27001 and ISO 22301 certified and PA DSS and PCI DSS compliant.
Regulatory provider in UK: The terms identify Global Remit Financial Services Limited as the authorised UK payment institution providing the money transfer service and regulated by the FCA.
Support: Send provides a Help Center and invites users to contact its support team when help articles do not answer their questions.
Travel card: The physical Naira Travel Card can be funded from Send App using a UK, US, or EU card and delivered in Lagos or Abuja.
Founded: 2016
Headquarters: San Francisco, California, United States

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#13 of 82

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Sources

send.flutterwave.com· checked 11 Oct 2026
send.flutterwave.com/legal/terms/· checked 11 Oct 2026
send.flutterwave.com/support/· checked 11 Oct 2026
send.flutterwave.com/blog/introducing-send-app-travel-card-s· checked 11 Oct 2026
send.flutterwave.com/support/general/what-are-the-fees-on-se· checked 11 Oct 2026
send.flutterwave.com/support/travel-card/ordering-a-travel-c· checked 11 Oct 2026