Freedom251 › Money Transfer Apps
MoneyGram
by MoneyGram
What MoneyGram is
MoneyGram lets users send money from a phone to more than 200 countries and territories, with real-time transfer tracking. The app is available on Android and iOS, and transfers are also available on the web, though the app is not available in every country or territory. Recipients may receive funds through a bank account, mobile wallet, debit card, or cash pickup. Payment options include Visa and Mastercard credit and debit cards, and Apple Pay on iOS; other options may depend on the country. Users can connect a bank account through Plaid for online bank payments. Fees and exchange rates vary with transfer details, and the app shows them before confirmation. Transfers are described as instant, but a 3-Day Standard ACH bank payment typically takes three business days to clear; the transfer is sent once the bank confirms payment. Limits depend on payment method, the countries involved, and delivery method, and bank or card limits may also apply. Users can save recipient details and schedule transfers. MoneyGram describes the app as using bank-level security and real-time monitoring. The app is free to download, but there is no free plan. MoneyGram was founded in 1940 and is headquartered in Dallas, Texas.
Who it suits
It suits people who need to send money across borders and want to track transfers or reuse saved recipient details. Availability, payment methods, limits, and fees can vary by country and transfer details.
What it does well
- Transfers can be tracked in real time.
- Recipients can receive funds in several ways.
- The app displays fees and exchange rates before sending.
- Recipient details can be saved for repeat transfers.
- Transfers can be scheduled.
What to know first
- The app is not available in every country or territory.
- Fees and exchange rates vary by transfer details.
- Standard ACH typically takes three business days to clear.
- Google Pay is not available in the mobile app.
Limits
Fees and exchange rates vary by amount, destination, payment type, delivery method, and pickup location. Limits vary by payment method, sending and receiving countries, and receive method; bank or card limits may also apply. A 3-Day Standard ACH payment typically takes three business days to clear before sending.
Getting started
- Open the MoneyGram website or download the Android or iOS app
- Choose a recipient delivery method: bank account, mobile wallet, debit card, or cash pickup
- Select a payment method such as Visa, Mastercard, Apple Pay on iOS, or a connected bank account
- Enter transfer details and review the displayed fee and exchange rate
- Confirm the transfer and track it in real time
Verdict
MoneyGram offers multiple recipient delivery methods, saved recipients, and transfer tracking. Check availability, payment timing, and the displayed fees and exchange rate before confirming a transfer.
Questions
How much does MoneyGram cost?
MoneyGram is a paid service. Fees and exchange rates vary by transfer amount, destination, payment type, delivery method, and pickup location, with the exact fee and rate shown before sending.
Is there a free plan or trial?
There is no free plan and no free trial. The mobile app itself is free to download.
Which platforms support MoneyGram?
MoneyGram supports Android, iOS, and the web. The app is not available in every country or territory.
How can recipients receive money?
Recipients may receive money through a bank account, mobile wallet, debit card, or cash pickup.
Can I pay with a bank account?
MoneyGram says users can connect a new bank account through Plaid for online bank account payments. Standard ACH payment typically takes three business days to clear.
Does MoneyGram support Google Pay?
Google Pay is not available within the MoneyGram mobile app. Apple Pay is supported on iOS.
Facts from MoneyGram's own pages
- App cost
- The MoneyGram Money Transfers app is free to download. · moneygram.com, 8 Oct 2026
- Availability
- The app is not available in every country or territory, although MoneyGram services are available in 200+ countries and territories. · moneygram.com, 8 Oct 2026
- Bank linking
- MoneyGram says users can securely connect a new bank account through Plaid for online bank account payments. · moneygram.com, 8 Oct 2026
- Bank transfer timing
- The 3-Day Standard ACH payment typically takes three business days to clear, and the transfer is sent once the bank confirms payment. · moneygram.com, 8 Oct 2026
- Company history
- MoneyGram says it was founded as Travelers Express Company, Inc. in Minneapolis in 1940 and relocated its global headquarters to Dallas, Texas, in 2010. · corporate.moneygram.com, 8 Oct 2026
- Compliance
- MoneyGram says it is licensed as a money transmitter by the New York State Department of Financial Services and registered as a Money Services Business with FinCEN. · moneygram.com, 8 Oct 2026
- Exchange-rate model
- markup · moneygram.com, 20 Sept 2026
- Upfront fee display
- Yes · moneygram.com, 20 Sept 2026
- Founded
- 1940 · moneygram.com, 28 Sept 2026
- Free plan
- No · moneygram.com, 20 Sept 2026
- Google Pay
- Google Pay is not available within the MoneyGram mobile app, according to its FAQ. · moneygram.com, 8 Oct 2026
- Headquarters
- Dallas, Texas, United States · moneygram.com, 28 Sept 2026
- Intended users
- MoneyGram describes the app as a way for families to send money to loved ones across borders. · moneygram.com, 8 Oct 2026
- Mobile platforms
- both · moneygram.com, 20 Sept 2026
- Payment methods
- The app supports Apple Pay on iOS and Visa or Mastercard credit and debit cards; other options may vary by country. · moneygram.com, 8 Oct 2026
- Payment options
- The app FAQ lists Visa and Mastercard credit or debit cards and Apple Pay on iOS, and says other payment options may be available depending on country. · moneygram.com, 8 Oct 2026
- Purpose
- The app lets users send money from their phone to 200+ countries and territories and track transfers in real time. · moneygram.com, 8 Oct 2026
- Recipient management
- The app saves recipient details for repeat transfers. · moneygram.com, 8 Oct 2026
- Recipient methods
- MoneyGram’s online transfer page lists bank account, mobile wallet, debit card, or cash pickup as ways recipients can receive money. · moneygram.com, 8 Oct 2026
- Regulatory registrations
- MoneyGram lists money transmitter licensing in New York and Georgia, Massachusetts check seller and foreign transmittal licenses, NMLS registration, and FinCEN money services business registration. · corporate.moneygram.com, 8 Oct 2026
- Saved recipients
- The app can save receiver details for repeat transfers. · moneygram.com, 8 Oct 2026
- Scheduled transfers
- Yes · moneygram.com, 20 Sept 2026
- Security
- MoneyGram describes the app as protected by bank-level security and real-time monitoring. · moneygram.com, 8 Oct 2026
- Support
- MoneyGram provides a Help Center with app and web FAQs and links to contact support. · moneygram.com, 8 Oct 2026
Where MoneyGram stands on Freedom251
- Money Transfer Apps#71 of 81
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