Airtm Embedded Payments

API

Freedom report

One barScore 6.4

Runs widely0 of 6 device platforms
DocumentedPlans, terms and facts published

Airtm Embedded Payments is ranked #55 of 82 in money transfer apps on Freedom251, made by Airtm Embedded Payments (Dover, Delaware, United States). It runs on API.

Airtm Embedded Payments plans and pricing

All plans

Embedded Payments 34 countries · 127 payment methods · Fund in USDC · Pricing and FX provided by corridor quote airtm.com · 11 Oct 2026

Compared on money transfer apps

Transfer speed: instant
Exchange-rate model: variable
Upfront fee display: Yes
Transfer tracking: Yes

Best Airtm Embedded Payments alternatives

See all 20

Two bars Wise Free tier No. 1Free8.2 One bar TransferGo Free tier No. 2Free8.1 Two bars Xe Money Transfer Free tier No. 3Free8.1 One bar Remitly Free tier No. 4Free8.0 Two bars Paysera Free tier No. 5Free8.0 One bar Ria Money Transfer No. 67.9

The record

Product: Embedded Payments adds Airtm’s global payout network to a business’s own product through a single integration.
Payout destinations: Payouts can be delivered in local currency to bank accounts, mobile wallets, or cash points, and recipients do not need an Airtm account.
Coverage: The page lists 34 countries and 127 payment methods, including banks, mobile money, and cash.
Settlement: Businesses fund payouts in USDC, which Airtm converts and delivers in local currency.
API workflow: The integration uses a partner-scoped API key to register senders and receivers, request quotes, execute transactions, and receive funding instructions; API documentation and a sandbox are available.
Payout status: A webhook fires when delivery is complete.
Delivery speed: Airtm says payouts typically take under three minutes on key corridors, with speed depending on the destination rail.
Compliance: Airtm describes a KYC reliance model: the business performs user KYC, while Airtm handles sanctions screening, transaction monitoring, and regulatory reporting independently; Airtm says it is FinCEN registered.
Routing: The service lists active monitoring, rail failover, and dedicated liquidity operations as resilient-routing features.
Example rails: The page names PIX, Pago Móvil, UPI, GCash, and M-Pesa as instant delivery examples.
Intended users: Airtm lists wallets and fintechs, marketplaces, payroll and HR providers, and remittance platforms as suitable businesses.
Commercial terms: The product page directs businesses to contact Airtm, and payout pricing and foreign exchange are supplied through a corridor quote.
Support: Airtm offers a contact form, email, and support tickets for product issues on its contact page.
Company history: Airtm’s platform page says it has provided access to stablecoins such as USDC since 2015.

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#55 of 82

Is Airtm Embedded Payments yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote Airtm Embedded Payments

Sources

airtm.com/en/business/embedded-payments/· checked 11 Oct 2026
airtm.com/en/contact/· checked 11 Oct 2026
airtm.com/en/business/platform/· checked 11 Oct 2026