Careem Pay

Android · iPhone

Freedom report

One barScore 6.5

Runs widely2 of 6 device platforms
DocumentedPlans, terms and facts published

Careem Pay is ranked #48 of 82 in money transfer apps on Freedom251, made by Careem Pay (Dubai, United Arab Emirates). It runs on Android, iOS.

Compared on money transfer apps

Transfer speed: instant
Exchange-rate model: variable
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes

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The record

Product: Careem Pay is a payments service in the Careem app for sending money, paying bills and using wallet balance for Careem services.
International transfers: Careem says users can send money from the UAE to more than 30 countries, and that international transfers are provided in partnership with Lulu Exchange and regulated by the Central Bank of the UAE.
Transfer fees: The exact fee for sending money depends on factors including Careem Plus status, recipient country and number of transfers; the page directs users to the app for fees.
Bills and recharges: Users can pay utility and postpaid bills and top up prepaid and Salik accounts; Careem says there are no charges for paying bills from a Careem account.
Local payments: Users can send or request money in the UAE using a phone number, and transfer wallet balance to a bank account after verifying their identity.
Payment methods: Careem lists Careem Pay wallet, credit or debit cards, Apple Pay and Google Pay among payment methods for Careem orders.
Transfer funding limitation: Credit cards cannot currently be used to top up or transfer money; Careem lists debit card, Pay wallet and Apple Pay as alternatives.
Identity verification: Careem says international transfers are currently exclusive to UAE users and require identity verification with an original Emirates ID and valid or updated UAE visa.
Verified account limits: For verified UAE users, Careem lists a AED 10,000 transaction limit, AED 25,000 daily and monthly limits, 30 daily transactions and a AED 25,000 maximum wallet balance.
Security: Careem says its fraud team monitors transactions 24/7, new accounts undergo identification and verification procedures, and customer service agents cannot see full card details.
Support: Careem says in-app and web support are available 24/7; phone support is available for in-ride or post-ride issues for one hour.
Company background: Careem describes itself as building an everything app for the greater Middle East and says it has operated since 2012.
What it does: Careem Pay offers wallet payments, local transfers, bill payments, and international money transfers.
Transfer availability: Careem’s help page lists supported destinations including India, Pakistan, Egypt, the Philippines, Saudi Arabia, the United Kingdom, and Canada.

Where it ranks on Freedom251

Best Money Transfer Apps in 2026#48 of 82

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Sources

careem.com/en-AE/pay/· checked 11 Oct 2026
careem.com/en-AE/send-money-faqs/· checked 11 Oct 2026
help.careem.com/hc/en-us/articles/18217332601235-Paymen· checked 11 Oct 2026
help.careem.com/hc/en-us/articles/12203286833043-Can-I-· checked 11 Oct 2026
help.careem.com/hc/en-us/articles/5011894271507-What-ar· checked 11 Oct 2026
careem.com/en-AE/security/· checked 11 Oct 2026
help.careem.com/hc/en-us/articles/360062837553-How-can-· checked 11 Oct 2026
careem.com/en-AE/about-us/· checked 11 Oct 2026
help.careem.com/hc/en-us/articles/12202826389651-Which-· checked 11 Oct 2026