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Best Direct Deposit Payroll in 2026

Direct deposit payroll tools help run payroll and send employee pay by bank deposit. This list is for people comparing payroll software on a budget.

  1. 1

    Employment Hero

    by Employment Hero
    Free plan AndroidAPIiPhone+1

    Choose Employment Hero if your organisation needs a web and mobile HR service spanning employee records, leave, onboarding and time tracking.

    7.6 Visit site
  2. 2

    Wave

    by WAVE
    Free plan AndroidAPIiPhone+1

    Wave covers invoicing, payment collection, and customer information, with a free Starter option and added bookkeeping tools in Pro.

    6.9 Free plan · paid from $19/mo Visit site
  3. 3

    Zoho Payroll

    Free plan AndroidiPhoneWeb

    Zoho Payroll brings contractor administration and payouts into the payroll flow alongside employee processing.

    6.8 Free plan · paid from ₹1,000/mo (annual) · 14-day trial Visit site
  4. 4

    Square Online

    by Square Online
    Free plan Web
    6.6 Free plan · 30-day trial Visit site
  5. 5

    Keka

    Free trial AndroidAPIExtension+2

    Choose Keka if you want HR, payroll, attendance, and talent functions together, with mobile apps and a broad integration marketplace.

    6.4 Pricing on request Visit site
  6. 6

    MYOB Business

    Free trial AndroidAPIiPhone+2

    MYOB Business combines core accounting with inventory, workflow, time, document, and staff-management features.

    6.3 From 315 AUD/yr · 14-day trial Visit site
  7. 7

    Patriot Payroll

    Free trial AndroidiPhoneWeb

    Patriot Payroll covers payroll approvals, employee and contractor access, and optional tax filing for U.S. businesses.

    6.1 From $17/mo · 30-day trial Visit site
  8. 8

    PayFit

    by PayFit
    Free trial AndroidAPIiPhone+1

    PayFit brings payroll, employee administration, and HR tools together, with UK payroll support and several integration options.

    6.1 From €16/mo Visit site
  9. 9

    RUN Powered by ADP

    by ADP
    Free trial AndroidAPIiPhone+1

    RUN Powered by ADP covers payroll functions alongside a range of HR features, with capabilities varying by plan.

    6.1 Pricing on request Visit site
  10. 10

    Sage Payroll

    Free trial AndroidAPIiPhone+3

    Sage Payroll offers three paid plans with tax filing, time tracking, and broad platform coverage. Buyers will need to obtain pricing and determine which named plan fits their organization.

    6.0 Visit site
  11. 11

    Deel

    by Deel
    Paid WebiPhoneAndroid

    Choose Deel if you want employee administration and workforce processes across web and mobile, with monthly plans that add capabilities for performance and planning.

    5.9 From $5/user/mo Visit site
  12. 12

    greytHR

    by greytHR
    Paid WebAndroid

    greytHR combines core employee administration with time and performance functions across web and Android. Its paid plans differ by monthly cost, additional-employee charges, and Premium modules.

    5.7 From ₹2,495/mo · 7-day trial Visit site
  13. 13

    MHR iTrent

    by MHR iTrent
    Paid AndroidiPhoneWeb

    iTrent combines HR, payroll and finance with analytics and optional modules for learning and salary planning.

    5.7 Pricing on request Visit site
  14. 14

    Wagepoint

    Free trial AndroidiPhoneWeb

    Wagepoint covers Canadian payroll calculations, filings, payments, and employee access in one service. Its Canada-only market and plan structure should guide suitability.

    5.7 From 20 CAD/mo · 14-day trial Visit site
  15. 15

    Paycom

    by Paycom
    Paid AndroidiPhoneWeb

    Paycom combines payroll, HR management, employee self-service, and mobile access, with tools for businesses of different sizes.

    5.5 Pricing on request Visit site
  16. 16

    SurePayroll

    Paid AndroidiPhoneWeb

    Choose SurePayroll if you want online payroll with unlimited runs and, on Full Service, automatic federal and state tax filing and deposits.

    5.3 From $20/mo Visit site
  17. 17

    BrightPay

    Paid WebWindows
    4.7 Visit site
  18. 18

    IRIS Payroll Professional

    Paid Windows
    4.5 Pricing on request Visit site
  19. 19

    QuickBooks Payroll

    Paid AndroidiPhoneWeb
    4.5 From $50/mo · 30-day trial Visit site
  20. 20

    Moneysoft Payroll Manager

    Paid Windows
    4.3 Pricing on request Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

Compare free plans, trial terms, paid starting prices, pay frequency, deposit speed, tax filing, employee self-service, payroll countries, and employee limits. Check platform support and, if code access matters, the licence and source availability.

Questions

Do direct deposit payroll tools have free plans?

A free plan is offered by tools in this category, while other products are paid or provide trials. Check the plan terms and limits for the product you are considering.

Which products list a free trial?

MYOB Business lists a 14-day trial. Patriot Payroll lists a 30-day trial. Trial availability and terms can differ by product.

Can I use these tools on a phone?

Platforms listed across the category include Android and iOS, along with web, Windows, API, and extension options. Confirm the platform list for a specific product.

What pricing details should I compare?

Compare free-plan availability, paid starting price, pay frequency, and trial terms. IRIS Payroll Professional, Keka, and Moneysoft Payroll Manager list pricing on request.

Do these tools handle payroll tax filing?

Payroll tax filing is a comparison field for this list. Check the product details to see what filing support is available for your payroll country.

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