Zoho Payroll combines employee and contractor payments, with contractor onboarding, record management, tax withholding, and payout options. Organizations can assign reporting managers, upload contractor documents, and track contract end dates. The product applies contractor TDS under Section 194C or 194J according to contractor category. Employees and contractors can be handled in the same pay run, with separate off-cycle contractor payouts also available. Payment methods include cheque, cash, manual transfer, and direct deposit. Contractors can use a self-service portal for payslips and payment history; reports cover contractor payouts, project costs, and overall spend. Contractor Payroll is included from the Standard plan at no additional cost. The free plan is 0.00 INR per free and covers up to 10 employees with basic payroll. Standard costs ₹1,000 per organization per month when billed annually, includes 25 employees, and charges ₹40 per additional employee. A 14-day trial provides paid-product benefits, after which an upgrade is required to continue. Zoho Payroll is available on Android, iOS, and the web.
Who it is for
It suits organizations handling both employee and contractor payroll, especially those needing contractor onboarding, TDS processing, or contractor self-service. The Standard plan includes Contractor Payroll and supports up to 25 employees.
What is good
- Combined employee and contractor pay runs.
- Separate off-cycle contractor payouts are available.
- Supports cheque, cash, transfer, and direct deposit.
- Contractors can view payslips and payment history.
- Reports cover payouts, project costs, and spend.
What to know first
- Free plan covers up to 10 employees.
- Contractor Payroll starts with Standard.
- Trial benefits last 14 days; upgrade required afterward.
- Standard charges ₹40 per additional employee.
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Zoho Payroll: the full review
Zoho Payroll brings contractor administration and payouts into the payroll flow alongside employee processing. Check the employee limits and annual billing terms, and note that Contractor Payroll is included from Standard.
Zoho Payroll is a payroll service that handles employee and contractor payments together. It suits organizations that want contractor administration, payouts and reporting alongside employee pay. Its strength is keeping those workflows in one system; the key constraint is that Contractor Payroll is included only from Standard.
Overview
Zoho Payroll combines contractor setup and payment with employee payroll. Organizations can collect contractor documents, assign reporting managers and track contract end dates, while the software applies TDS under Section 194C or 194J according to contractor category. This is useful for teams that want contractor compliance and administration within their payroll process, rather than managing it as a separate task.
Contractor payments can be made by cheque, cash, manual transfer or direct deposit. Employees and contractors can be processed together, and separate off-cycle contractor payouts are also supported. The range of payout methods is accommodating, though the mix of manual methods means it is not solely a direct-deposit workflow.
Key features
Contractor records and self-service
Contractors can use a self-service portal to view payslips and payment history. That gives them direct access to routine payment records, while reporting managers, documents and contract end dates keep key contractor details within the payroll workflow.
Reports, integrations and safeguards
Reports cover contractor payouts, project costs and overall spend, giving organizations several ways to review contractor expenditure. Zoho Payroll integrates with Zoho Books, Zoho People, Zoho Expense, Zoho Practice, Zoho SalesIQ, Zoho Analytics, Zoho Payments, HSBC, ICICI Bank and WhatsApp Business. That breadth is useful for organizations already using those services.
Security controls include two-factor authentication, role-based access, password-protected payroll documents, activity logs and 24/7 security monitoring. Zoho also lists ISO/IEC 27001, ISO/IEC 27017, ISO/IEC 27018, ISO 9001, SOC and GDPR certifications. Support is email-only on Free; the paid plans include voice and email support.
Pricing
Zoho Payroll has a free plan and paid plans billed annually. A 14-day trial provides paid-product benefits, after which an upgrade is required to continue using them.
| Plan | Price | What it includes |
|---|---|---|
| Free | ₹0.00, free forever | Up to 10 employees, basic payroll and email support. |
| Standard | ₹1,000.00 per month, billed annually per organization | 25 employees, ₹40 per additional employee and Contractor Payroll. |
| Professional | ₹3,000.00 per month, billed annually per organization | 50 employees, ₹60 per additional employee. |
| Premium | ₹4,000.00 per month, billed annually per organization | 50 employees, ₹80 per additional employee. |
Free is the fit for small teams that need basic payroll for no charge, but its 10-employee cap and lack of Contractor Payroll make it a limited choice for organizations managing contractors. Standard is the entry point for that workflow; its 25 included employees and per-employee charge make the annual commitment worth checking against headcount. Professional and Premium raise the included employee limit to 50, but both charge for additional employees, at different rates. The plan details given for those tiers do not describe other differences, so the stated price and employee allowance are the practical points to weigh.
Platforms
Zoho Payroll is available on Android, iOS and web, giving users mobile and browser access. Payout coverage is single-country, so organizations needing payroll payouts across multiple countries should look elsewhere.
Who it's for
Zoho Payroll is best suited to organizations processing employee and contractor pay together, particularly those that need contractor records, categorized TDS handling, multiple payout methods and spend reporting. It is less suitable for a small organization that needs contractor payroll but wants to stay on a free plan, or for a team whose payout operation spans countries.
Pros and cons
- Pros: Employee and contractor pay runs share a workflow, with separate off-cycle contractor payouts when needed.
- Pros: Contractor self-service includes payslips and payment history, while reports cover payouts, project costs and overall spend.
- Pros: The free plan supports basic payroll for up to 10 employees.
- Cons: Contractor Payroll starts at Standard, which costs ₹1,000.00 per month billed annually.
- Cons: Paid plans charge extra for employees above their included limits, and payout coverage is single-country.
Alternatives
For a broader directory of options, browse Contractor Payment Software.
- Cleo Pay may suit vendors and contractors who want unlimited incoming payments on its free plan, which includes one user seat and no outbound payments.
- PayWow is worth considering for contractor-only payroll: its free Basic plan supports unlimited contractors, limited reports and cheque payments.
- BuildFair is another option.
- Plane Contractor Management is another option.
- IRIS Practice Engine is another option.
- Lano Contractor Management may suit teams seeking contractor management with compliant contracts for 170+ countries; its Contractor Management plan is €19.00 per contractor per month, with volume discounts available.
- TLC IT is another option.
- YunoJuno Contractor Payments offers custom pricing for teams managing their own contractor network or for enterprises.
Verdict
Choose Zoho Payroll if you want contractor administration and payouts handled alongside employee payroll, with self-service records and spend reporting in the same workflow. The main reason to look elsewhere is the Standard-plan threshold for Contractor Payroll, compounded by employee overage charges and single-country payout coverage.
Zoho Payroll plans and pricing
All plansCompared on contractor payment software
- Free plan
- Yes
- Payment schedules
- scheduled
- Payout country coverage
- single-country
- Tax form support
- Yes
- Contractor self-service
- Yes
- Accounting integrations
- Yes

