Instead of Paystack
Paystack alternatives
Paystack gives businesses operating in or serving Africa ways to collect online and in-person payments from customers around the world. It supports cards, bank transfers, USSD, mobile money, POS, Apple Pay, Google Pay and Visa QR. Its APIs handle one-time and recurring payments, instant transfers and customer identity checks; the dashboard adds transaction reporting, exports and customer purchase insights. In Nigeria, there is no subscription fee, but local transactions cost 1.5% plus NGN 100, with the fixed fee waived below NGN 2,500 and local fees capped at NGN 2,000.
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BitPay
Free plan Open source AndroidAPIExtension+5Businesses accepting cryptocurrency payments and payouts — BitPay adds cryptocurrency acceptance and payouts, with settlement in fiat, cryptocurrency or a mix.
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Airwallex Payments
Free plan AndroidAPIiPhone+1Businesses managing global payments and currency settlement — Airwallex adds more than 160 local payment methods, like-for-like currency settlement, payment optimization and dispute management.
Free plan · paid from $12/user/mo Visit site - 4
Checkout Page
Free plan APIiPhoneWebStripe sellers building no-code product and subscription checkouts — Checkout Page adds hosted pages, embedded checkouts, upsells and cart-abandonment emails, but requires a Stripe account.
Free plan · paid from $29/mo · 7-day trial Visit site - 5
Kill Bill
Free plan Open source APILinuxMac+3Teams building programmable subscription and usage billing — Kill Bill is an open-source billing platform for programmable pricing and subscriptions, with gateway integrations through plugins.
Free plan · paid from $40/mo Visit site - 6
Mollie
Free plan AndroidAPIiPhone+1Businesses taking online and in-person payments in Europe and the UK — Mollie combines payment processing with business accounts, capital, invoicing and outbound payments for Europe and the UK.
From €0/mo Visit site - 7
PayPal Invoicing
by PayPal InvoicingFree plan WebiPhoneAndroidFreelancers and small businesses billing clients — PayPal Invoicing focuses on client invoices, with recurring invoices, reminders, online payments and multi-currency invoicing.
Free plan Visit site - 8
IBANC pay-collect-control
Free trial LinuxMacWindows - 9
Powens
Free trial AndroidAPIiPhone+1 - 10
Rotessa
Free trial APIMacWeb+1 - 11
AccessPay
Paid APIWeb - 12
Access PaySuite Direct Debit
Paid APIWeb5.8 Visit site - 13
Squarepay
Free plan Web - 14
Cashfree eNACH
Paid APIWeb - 15
BRIAPI AutoDebit
Paid API - 16
Cashbacs
Paid Web - 17
Dwolla
Paid APIWeb - 18
Front2Bax
Paid Self-hostedWindows - 19
GoCardless Bank Account Data
Paid APIWeb - 20
SlimPay
Paid AndroidAPIiPhone+1 - 21
ClearDebit
Paid APIWeb - 22
London & Zurich Direct Debit
Paid APIWeb - 23
Debit Success
Paid APIWeb - 24
InterPay + DDMS
Paid Web - 25
Razorpay e-Mandate
Paid AndroidAPIiPhone+15.2 Visit site - 26
SEPA.net
Paid Web - 27
Twikey
Paid APIWeb - 28
Bottomline PTX
Paid Web
A different payment setup may fit better if you need cryptocurrency settlement, ACH, invoicing-focused sales, programmable billing or payment options tailored to Europe and the UK. Compare where your customers are, which methods they use, and whether funds should settle in fiat, cryptocurrency or the charged currency. Also weigh the tools for recurring charges, checkout, integrations and developer access. Alternatives range from payment processing services to a billing platform or a Stripe-dependent checkout tool, and their prices and platform support vary.
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