AccessPay connects business finance and back-office systems to banks to automate payments, collections, and bank statement retrieval. It supports Bacs, Faster Payments, CHAPS, SWIFT, SEPA, and Direct Debit collections, and describes connectivity to more than 11,000 banks worldwide. Finance applications can connect through SWIFT, Host-to-Host, EBICS, sFTP, or API, with integrations for ERP, payroll, and other back-office systems. Its file transformation engine handles formats such as CSV, Standard18, and PAIN, along with less common formats. Fraud and error controls include payment screening, beneficiary checking, sanctions screening, and Confirmation of Payee capabilities. Security features listed include masked and encrypted transaction data, MFA or SSO, user access controls, segregation of duties, and audit trails. The company says the platform does not cap transaction count or value, though payment schemes may set value limits. Pricing is on request and based on estimated annual transaction volumes, users, and required configurations and workflows. Initial setup carries a one-time professional services fee of 25%, and bank fees are separate.
Who it is for
It suits finance and treasury teams connecting back-office systems with banks, from small charities to large companies. Organizations without a Bacs Service User Number can use AccessPay as a bureau for Bacs payments.
What is good
- Supports six listed payment channels
- Connects finance applications with more than 11,000 banks worldwide
- Offers payment, beneficiary, and sanctions screening
- Lists MFA or SSO, access controls, and audit trails
- 24/7 support is available
What to know first
- Pricing is available on request
- Initial setup has a one-time professional services fee of 25%
- Bank fees are separate
- Payment schemes may impose transaction value limits
Verdict
AccessPay brings multiple payment rails, bank connections, and payment controls together for finance and treasury workflows. Its subscription price depends on the requested configuration, and setup and bank fees are additional considerations.
AccessPay plans and pricing
All plansCompared on bank connectivity software
- Payment file formats
- CSV, Standard18, XLS, XML, PAIN, Pain.001 v3, Pain.008 v2, Pacs.008, DSV, fixed-width, DTA, PF-DTA
- Bank connectivity
- host_to_host
- Payment channels
- Bacs, Faster Payments, CHAPS, SWIFT, SEPA, Direct Debit
- Approval workflows
- Yes
- Payment validation
- Yes
- Deployment options
- cloud
