No. 6 of 23 ·Direct Debit Processing Software

ClearDebit

Web · API

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Freedom report

One barScore 5.4

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

ClearDebit is ranked #6 of 23 in direct debit processing software on Freedom251. It runs on API, Web.

Compared on direct debit processing software

Payment frequency: both
Scheme coverage: domestic
Mandate management: Yes
Hosted payment page: Yes

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The record

What it does: ClearDebit provides Direct Debit processing services, software and training to help businesses collect payments through Bacs.
Software options: Mosaic Submit sends Direct Debit files to Bacs and returns reporting, while Mosaic Managed supports managing the full Direct Debit cycle.
Payment controls: Mosaic software provides control over payment timing, reports, and the ability to manage changes within the software.
Compliance: ClearDebit says it is Bacs Approved for its Bureau, Mosaic software and Training.
Security: ClearDebit says its Bacs Approved Bureau and software follow data protection rules and regulations set out by the FCA and Bacs.
Funds: For in-house software users, ClearDebit says it does not hold funds; processed collections go directly to the business's bank account.
Integrations: ClearDebit says it is integrated with a range of membership CRMs, but the page does not name them.
API: ClearDebit Bureau integrations can use either SFTP or an API to upload Bacs files and retrieve reports.
Payment types: Customers can collect one-off, regular or variable Direct Debit payments.
Notable limit: ClearDebit says a business needs a Service User Number (SUN) to use its services and that it cannot currently support businesses without one.
Processing limits: ClearDebit says there are no limits on the number or value of Direct Debits processed through its Bureau or software when the business holds a bank-sponsored SUN.
Who it serves: Mosaic software is presented for businesses with internal resources to submit Direct Debits and for businesses that want to manage them in-house.
Support: ClearDebit lists support by email at [email protected] and provides separate software support contact details.
Company history: ClearDebit says it has helped businesses with Direct Debit since 1993.

Where it ranks on Freedom251

Best Direct Debit Processing Software in 2026#6 of 23

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Sources

cleardebit.com· checked 4 Oct 2026
cleardebit.com/direct-debit-software· checked 4 Oct 2026
cleardebit.com/faqs-resources· checked 4 Oct 2026
cleardebit.com/direct-debits-for-membership-organisati· checked 4 Oct 2026
docs.cleardebit.com/cdd-bureau/· checked 4 Oct 2026
cleardebit.com/contact· checked 4 Oct 2026
cleardebit.com/cleardebit-about-us· checked 4 Oct 2026