Side by side
ClearDebit vs Dwolla
Both stand on direct debit processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid APIWeb
ClearDebit offers distinct Mosaic options for submitting Bacs files or managing more of the Direct Debit cycle. Businesses should confirm SUN eligibility and request pricing before proceeding.
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Paid APIWeb
Dwolla offers payment-rail connectivity, payouts, wallets, open banking, and developer tooling for embedded-payment products. Organizations must request pricing and confirm that U.S.-network coverage fits their needs.
Visit DwollaThe facts
| ClearDebit | Dwolla | |
|---|---|---|
| Free plan | Not published | No |
| Open source | Not published | Not published |
| Runs on | API, Web | API, Web |
| Lowest paid plan | Not published | Free or on request |
| Plans published | None | 1 |
| Maker | Not published | Not published |
| Website | cleardebit.com | dwolla.com |
| On direct debit processing software | #15 of 22 | #11 of 22 |
ClearDebit: what it does well
- Mosaic Submit returns reports with a full audit trail.
- Mosaic Managed supports the wider Direct Debit cycle.
- Supports one-off, regular, and variable payments.
- Bureau integrations can use SFTP or an API.
- In-house software collections go directly to the business’s bank.
What to know first
- A Service User Number is required.
- Businesses without a SUN cannot currently be supported.
- Pricing is on request.
Dwolla: what it does well
- ACH, RTP, and FedNow support
- Mass payouts through one API request
- Open-banking verification and balances
- Developer SDKs and sandbox
- Recurring billing support
What to know first
- No free plan
- Pricing requires a request
- Payments connect to U.S. networks
- Platform targets business integrations
Alternatives to ClearDebit Alternatives to Dwolla The whole list