Freedom251 › Direct Debit Processing Software
Twikey
What Twikey is
Twikey provides businesses with software for recurring payments, mandate management, reconciliation and payment failure handling. It supports digital SEPA Core and B2B mandates, plus UK BACS and AUDDIS mandates. Listed payment options include SEPA Direct Debit, BACS, cards, PayPal, Apple Pay, Google Pay, Wero and Bancontact WIP. When payments fail, it can identify error codes, automate dunning and use fallback methods such as payment links, email, SMS and QR codes. Twikey also automates reconciliation and connects with accounting and ERP systems including Odoo, Business Central and Salesforce. Fraud checks cover account validity, account ownership and identity, with integrations such as Itsme and iDIN. The service is available on web and through an API, with client SDKs for Python, PHP, Node.js, Java, .NET and Go. Lite costs €78 a month for two users; Professional is €145 a month for five; Premium is €305 a month for ten and adds multi-branding. Dynamic pricing is tailored to individual business models and payment needs. Twikey was founded in 2013 and is headquartered in Ghent, Belgium.
Who it suits
Twikey suits businesses collecting recurring payments through supported mandates and payment methods. Its plans may also fit teams that need payment failure handling, reconciliation or ERP connections.
What it does well
- Supports SEPA and UK BACS mandate types.
- Automates dunning and offers several payment fallbacks.
- Provides API documentation and SDKs for six languages.
- Premium includes multi-branding and ERP integration.
What to know first
- No free plan is listed.
- Lite is limited to two users.
- Professional is limited to five users.
Limits
Lite includes two users, one brand, one PSP, and the listed SEPA Core, SEPA B2B (NL), and online payment features. Professional allows five users and one brand; Premium allows ten users and adds multi-branding.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Professional | /mo · Lite features · SEPA B2B mandates (other) · Advanced SEPA Core mandate signing · Subscriptions and payment plans · Failure management · Recurring cards and PayPal · Invoice paypage · Peppol · 1 brand · 5 users | €145 a month |
| Premium | /mo · Lite and Professional features · Contract signing · Advanced failure management · Multi-branding · ERP integration · Fraud detection · Multicurrency · 10 users | €305 a month |
| Lite | /mo · SEPA Core mandates · SEPA B2B mandates (NL) · Online payments, Request to Pay, payment links · 1 PSP · 1 brand · 2 users | €78 a month |
| Dynamic | Tailored to individual business models and specific payment transaction needs | On request |
As twikey.com lists them, read 30 Sept 2026. The maker's own page has the final word.
Getting started
- Open the Twikey website
- Select Lite, Professional, Premium, or request a Dynamic package
- Create an account through the web service
- Connect payment and accounting systems or use the API
- Configure mandates and hosted payment pages
- Add users within the selected plan
Verdict
Twikey brings recurring collection, failure handling and reconciliation together, with listed options for multiple mandates and payment methods. Compare the user limits and included features across its paid packages before choosing a plan.
Questions
How much does Twikey cost?
Lite costs €78 a month, Professional €145 a month, and Premium €305 a month. Dynamic pricing is tailored and not listed.
Is there a free plan?
No. Twikey is a paid service.
Which platforms are supported?
Twikey is available on web and through an API, with a hosted payment page.
Which developer tools are available?
API documentation and client SDKs are listed for Python, PHP, Node.js, Java, .NET, and Go.
What payment mandates does it handle?
It supports digital SEPA Core and B2B mandates, plus UK BACS and AUDDIS mandates.
What does Premium add?
Premium includes contract signing, advanced failure management, multi-branding, ERP integration, fraud detection, multicurrency, and ten users.
Facts from Twikey's own pages
- API
- Twikey provides API documentation and client SDKs for Python, PHP, Node.js, Java, .NET and Go. · twikey.com, 30 Sept 2026
- Customer base
- Twikey says it supports nearly 2,000 customers across Europe. · twikey.com, 30 Sept 2026
- Failure management
- Twikey can identify payment error codes, automate dunning and use fallback methods such as payment links, email, SMS and QR codes. · twikey.com, 30 Sept 2026
- Founded
- 2013 · twikey.com, 23 Sept 2026
- Fraud checks
- Twikey describes account validity, account ownership and identity checks, with integrations such as Itsme and iDIN. · twikey.com, 30 Sept 2026
- Headquarters
- Ghent, Belgium · twikey.com, 23 Sept 2026
- Integrations
- The partner page lists payment and software partners including Adyen, Stripe, PayPal, SAP, Salesforce, Microsoft Dynamics, WooCommerce and Zuora. · twikey.com, 30 Sept 2026
- Mandates
- Twikey supports digital SEPA Core and B2B mandates as well as UK BACS and AUDDIS mandates. · twikey.com, 30 Sept 2026
- Payment methods
- The site lists recurring SEPA Direct Debit, BACS, cards, PayPal, Apple Pay, Google Pay, Wero and Bancontact WIP among supported payment options. · twikey.com, 30 Sept 2026
- Plan limits
- The listed Lite, Professional and Premium packages include two, five and ten users respectively; each includes one brand except Premium, which offers multi-branding. · twikey.com, 30 Sept 2026
- Product
- Twikey provides software to simplify recurring payments and help businesses improve cash flow and protect against fraud. · twikey.com, 30 Sept 2026
- Reconciliation
- Twikey says it automates payment reconciliation and connects with accounting and ERP systems including Odoo, Business Central, Salesforce and others. · twikey.com, 30 Sept 2026
- Security
- Twikey states it holds ISO/IEC 27001 and PCI-DSS certificates and is GDPR compliant. · twikey.com, 30 Sept 2026
- Support
- Twikey provides a customer support portal with information on agreements, payments, invoices, signing and technical support. · support.twikey.com, 30 Sept 2026
Where Twikey stands on Freedom251
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