Instead of Google Pay
Google Pay alternatives
Google Pay is suited to paying merchants: it uses methods saved to a Google Account for online and in-app checkout, can autofill card details on Chrome and Android, and lets users tap an Android device at store readers or transit gates. Eligible cards can use virtual numbers for online purchases, and checkout may offer pay-later providers subject to eligibility. Google says payment data is encrypted and that it does not sell personal information or transaction history.
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Wise
by WiseFree plan AndroidiPhoneWebInternational transfers with mid-market exchange rates — Wise focuses on bank transfers, offers instant delivery, and uses mid-market exchange rates rather than Google Pay’s merchant checkout and tap payments.
Free plan Visit site - 2
TransferGo
by TransferGoFree plan AndroidiPhoneTracked transfers to over 160 countries — TransferGo offers tracked international transfers to over 160 countries, while Google Pay focuses on merchant checkout, in-store payments, and transit.
Free plan Visit site - 3
Xe Money Transfer
by Xe Money TransferFree plan AndroidiPhoneWebTracked transfers with upfront fee display — Xe Money Transfer centers on instant, tracked transfers with a markup exchange-rate model rather than Google Pay’s merchant payments.
Free plan Visit site - 4
Remitly
by RemitlyFree plan AndroidiPhoneMobile international transfers — Remitly is a mobile transfer service with instant delivery, tracking, and variable exchange rates, unlike Google Pay’s merchant-payment focus.
From $0 Visit site - 5
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Ria Money Transfer
Free plan AndroidAPIiPhone+1Transfers with cash pickup or wallet delivery — Ria offers cash collection, bank deposits, and digital-wallet delivery, plus bill payments and phone top-ups for people abroad.
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Global66
by Global66Free plan AndroidiPhoneWebFree international transfers — Global66 is a free international transfer service with instant delivery and tracking, rather than a merchant checkout and tap-to-pay wallet.
Free plan Visit site - 8
Cashfree Payment Gateway
Free plan AndroidAPIiPhone+17.6 Visit site - 9
Checkout.com
Free plan AndroidAPIiPhone+1 - 10
Cryptoniq
Free plan LinuxMacWeb+1 - 11
DOKU
Free plan AndroidAPIiPhone+17.5 Visit site - 12
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Blockonomics
Free plan APIWeb7.3 Visit site - 14
Midtrans
Free plan AndroidAPIiPhone+1 - 15
Mollie
Free plan AndroidAPIiPhone+1 - 16
PayKun
Free plan AndroidAPIiPhone+17.2 Visit site - 17
CryptoWoo
Free plan Self-hosted - 18
Paystack
Free plan AndroidAPIiPhone+17.1 Visit site - 19
Nummuspay
Free plan APIWeb - 20
Viva.com
Free plan AndroidAPIiPhone+1 - 21
Xendit
Free plan AndroidAPIiPhone+16.9 Visit site - 22
MyCryptoCheckout
Free plan Self-hosted - 23
Payolee
Free plan Web - 24
Tap2Pay
Free plan APIWeb6.7 Visit site - 25
PayPal for Business
Free plan AndroidiPhoneWeb - 26
ACI Pay.ON
Paid AndroidAPIiPhone+2 - 27
Adyen
Paid AndroidAPIExtension+2 - 28
Authorize.net
Paid AndroidAPIiPhone+1 - 29
BillDesk
Paid AndroidAPIiPhone+1 - 30
BlueSnap
Paid AndroidAPIiPhone+16.0 Visit site
It is free and works on Android, iOS, and the web, but contactless payment requires an NFC-equipped Android phone, banks may limit supported cards, and some features depend on country, region, or device. The transfer services below are aimed at sending money internationally, not replacing Google Pay’s described merchant checkout, store payments, or transit uses. Before switching, consider recipient options, transfer speed, exchange-rate approach, upfront fee visibility, tracking, platform availability, and the destinations served. A transfer app may complement Google Pay rather than cover the same everyday payment needs.