Best Financial Literacy Apps in 2026
Updated
If you want to build confidence with everyday money decisions, these apps cover lessons and practice in budgeting, credit and investing. Compared on budgeting lessons, credit lessons and investing lessons, they also differ in financial simulations, guided practice and personalized learning. Check free-plan availability and the paid-from price to weigh access and cost alongside learning formats. Finfluent, FitMoney $uperSquad and FNCO are among the entries to consider. The listed features can help you focus on the subjects you want to learn and the kinds of practice that suit you.
20 of 21 with known pricing have a free tier;0 apps show full bars: free, open, on most devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 1 | FinfluentWeb · Windows · Mac · Android · iPhone | Three bars | 5 of 6 | Free | 6.7 | ||
| 2 | FitMoney $uperSquadWeb · Android · iPhone | Three bars | 3 of 6 | Free | 6.6 | ||
| 3 | FNCOWeb · Android · iPhone | Three bars | 3 of 6 | £7.50/mo | 6.6 | ||
| 4 | Moneyling Dreamlife-SimWeb · Android · iPhone | Three bars | 3 of 6 | $19.99/mo | 6.6 | ||
| 5 | StockMotionMac · Android · iPhone | Three bars | 3 of 6 | Free | 6.6 | ||
| 6 | InvestmateAndroid · iPhone | Two bars | 2 of 6 | Free | 6.5 | ||
| 7 | LevelaWeb · Android · iPhone | Three bars | 3 of 6 | Free | 6.5 | ||
| 8 | RedvestAndroid · iPhone | Two bars | 2 of 6 | Free | 6.5 | ||
| 9 | The NeighborMoodWeb · Android · iPhone | Three bars | 3 of 6 | Free | 6.5 | ||
| 10 | VespidAndroid · iPhone | Two bars | 2 of 6 | Free | 6.5 | ||
| 11 | CaperaWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 12 | FDIC Money SmartWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 13 | HowTheMarketWorksWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 14 | InvestLearningWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 15 | MoneyQuestWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 16 | PlainvestWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 17 | SquirreliPhone | Two bars | 1 of 6 | Free | 6.4 | ||
| 18 | ThriveWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 19 | Wall Street SurvivorWeb | Two bars | 1 of 6 | Free | 6.4 | ||
| 20 | ZMoney+Web | Two bars | 1 of 6 | Free | 6.4 | ||
| 21 | ZogoWeb · Android · iPhone | Two bars | 3 of 6 | 5.6 | |||
| 22 | BanzaiWeb | One bar | 1 of 6 | 5.4 | |||
| 23 | CentsibleiPhone | One bar | 1 of 6 | $14.99/mo | 5.4 | ||
| 24 | EVERFI Financial EducationWeb | One bar | 1 of 6 | 5.2 | |||
| 25 | MoneyTimeWeb | One bar | No | 1 of 6 | $5.50/mo | 5.0 |
Compare all 25 in a table
| # | App | Score | Free plan | From | Free plan | Paid from | Budgeting lessons | Credit lessons |
|---|---|---|---|---|---|---|---|---|
| 1 | Finfluent | 6.7 | Free plan | Free | Yes | Yes | Yes | |
| 2 | FitMoney $uperSquad | 6.6 | Free plan | Free | Yes | Yes | Yes | |
| 3 | FNCO | 6.6 | Free plan | £7.50/mo | Yes | Yes | Yes | |
| 4 | Moneyling Dreamlife-Sim | 6.6 | Free plan | $19.99/mo | Yes | 9.99 /mo | Yes | Yes |
| 5 | StockMotion | 6.6 | Free plan | Free | Yes | Yes | ||
| 6 | Investmate | 6.5 | Free plan | Free | Yes | |||
| 7 | Levela | 6.5 | Free plan | Free | Yes | Yes | Yes | |
| 8 | Redvest | 6.5 | Free plan | Free | Yes | |||
| 9 | The NeighborMood | 6.5 | Free plan | Free | Yes | Yes | Yes | |
| 10 | Vespid | 6.5 | Free plan | Free | Yes | Yes | ||
| 11 | Capera | 6.4 | Free plan | Free | Yes | Yes | Yes | |
| 12 | FDIC Money Smart | 6.4 | Free plan | Free | Yes | Yes | Yes | |
| 13 | HowTheMarketWorks | 6.4 | Free plan | Free | Yes | |||
| 14 | InvestLearning | 6.4 | Free plan | Free | Yes | Yes | Yes | |
| 15 | MoneyQuest | 6.4 | Free plan | Free | Yes | Yes | Yes | |
| 16 | Plainvest | 6.4 | Free plan | Free | Yes | |||
| 17 | Squirrel | 6.4 | Free plan | Free | Yes | Yes | ||
| 18 | Thrive | 6.4 | Free plan | Free | Yes | 4.99 /mo | Yes | Yes |
| 19 | Wall Street Survivor | 6.4 | Free plan | Free | Yes | |||
| 20 | ZMoney+ | 6.4 | Free plan | Free | Yes | Yes | Yes | |
| 21 | Zogo | 5.6 | Yes | Yes | ||||
| 22 | Banzai | 5.4 | Yes | |||||
| 23 | Centsible | 5.4 | $14.99/mo | Yes | 14.99 /mo | Yes | Yes | |
| 24 | EVERFI Financial Education | 5.2 | Yes | Yes | Yes | |||
| 25 | MoneyTime | 5.0 | No | $5.50/mo | No | Yes | Yes |
Is your app on this list?
Numbered spots on this list can be sponsored, and a sponsored row is labelled as paid.