FDIC Money Smart is a free financial education program for people of all ages, with tools intended to help improve financial health. Its How Money Smart Are You? offering is a self-paced set of 14 interactive games and resources in English and Spanish. Topics include earning, spending, saving, borrowing, housing, and identity protection. Learners can use a smartphone, tablet, or computer, with or without an individual account, and can earn virtual coins and completion certificates. The games are described as accessible with screen readers. The program also includes Money Smart for Adults, an instructor-led curriculum of 14 modules that can be presented in any order or combination. Each module has an Instructor Guide, PowerPoint slides, and a Participant Guide. Organization accounts can view client or student progress. The program includes budgeting and credit lessons, investing lessons, financial simulations, and guided practice. Users must not use the FDIC name or logo to imply endorsement of their organization, products, or services.
Who it is for
Money Smart suits learners seeking self-paced financial education and instructors teaching adult learners. Organizations can use accounts to view client or student progress.
What is good
- Free access to 14 games and resources
- Works on smartphones, tablets, and computers
- Can be used without an individual account
- Adult curriculum has 14 flexible modules
- Games are described as screen-reader accessible
What to know first
- Web platform only
- No free trial is listed
Verdict
FDIC Money Smart combines self-paced games with instructor-led adult learning materials at no cost. Its range of topics and flexible access make it relevant to both individual learners and organizations.
Get started with FDIC Money Smart
- Open the FDIC Money Smart website.
- Choose How Money Smart Are You? to use the interactive games and resources.
- Play with or without an individual account on a smartphone, tablet, or computer.
- For instructor-led adult lessons, use Money Smart for Adults module materials.
What the free plan stops at
The How Money Smart Are You? free plan includes 14 interactive games and resources. The adult curriculum is instructor-led and organized into 14 modules.
Questions about FDIC Money Smart
How much does FDIC Money Smart cost?
The listed plan is free at no cost, with free billing and no free trial.
Can I use the games without an account?
Yes. Learners can play with or without an individual account.
What devices can I use?
The listed platform is web, and learners can use a smartphone, tablet, or computer.
What does Money Smart for Adults include?
It has 14 instructor-led modules. Each module includes an Instructor Guide, PowerPoint slides, and a Participant Guide.
Who makes Money Smart?
Money Smart is an FDIC financial education program.
Can organizations track learner progress?
Organization accounts can view client or student progress.
FDIC Money Smart plans and pricing
All plansCompared on financial literacy apps
- Free plan
- Yes
- Budgeting lessons
- Yes
- Credit lessons
- Yes
- Investing lessons
- Yes
- Financial simulations
- Yes
- Guided practice
- Yes
