Moneyling Dreamlife-Sim

Web · Android · iPhone· paid plans from $19.99/mo

Freedom report

Three barsScore 6.6

Free tierA free tier is on its own pricing page
Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

Moneyling Dreamlife-Sim is ranked #4 of 25 in financial literacy apps on Freedom251. It runs on Android, iOS, Web. There is a free plan. Paid plans start at $19.99/mo.

Moneyling Dreamlife-Sim plans and pricing

All plans

Free Free Free tier; specific limits not stated moneyling.org · 29 Sept 2026

Monthly subscription $19.99/mo monthly Specific features and limits not stated moneyling.org · 29 Sept 2026

Compared on financial literacy apps

Free plan: Yes
Paid from: $9.99/mo
Budgeting lessons: Yes
Credit lessons: Yes
Investing lessons: Yes
Financial simulations: Yes
Guided practice: Yes
Personalized learning: Yes

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The record

Product: Dreamlife-Sim is a gamified financial technology app for individuals.
Simulations: The app offers lifestyle, career, and retirement simulations and shows monthly numbers.
Guidance: AI-facing agents, weekly SMART goals, micro-tasks, and LMS-backed micro-lessons help users work toward their goals.
Intended users: The individual app is for people who want to plan toward lifestyle, career, and retirement goals.
Educational scope: Dreamlife-Sim is an educational tool and does not provide financial advice, brokerage services, or investment recommendations.
Bank connections: The privacy policy says the app does not collect financial account information such as bank, credit card, or investment accounts.
Security: The privacy policy says data is encrypted in transit and at rest, access is limited to authorized personnel, and security assessments and vulnerability testing are conducted.
Personal data limits: The privacy policy says Moneyling never requests or stores Social Security numbers and does not collect addresses or phone numbers.
Payments: Apple processes App Store subscriptions, while Google Play and web subscriptions are processed by Stripe; the policy says Moneyling does not store payment information.
Support: The privacy policy lists [email protected] for general support and says general inquiries are answered within 48 hours.
Data retention: The privacy policy says account data is retained while the account is active and support data for three years.
Maker: The app is operated by Moneyling LLC, whose terms list an address in Stamford, Connecticut.
Headquarters: Stamford, Connecticut, United States
Price from: $19.99/mo

Where it ranks on Freedom251

Best Financial Literacy Apps in 2026#4 of 25

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Sources

moneyling.org/individuals· checked 29 Sept 2026
dreamlifeapp.moneyling.org/privacy.html· checked 29 Sept 2026
moneyling.org/dreamlife-policies/terms.html· checked 29 Sept 2026