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Capera vs FDIC Money Smart

Both stand on financial literacy apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Capera

Free plan Web

Capera offers free financial lessons and tools for students, including calculators and a money coach. Accounts and other progress features are planned, and the site says its content is not financial advice.

Visit Capera

FDIC Money Smart

Free plan Web

FDIC Money Smart combines self-paced games with instructor-led adult learning materials at no cost. Its range of topics and flexible access make it relevant to both individual learners and organizations.

Visit FDIC Money Smart

The facts

CaperaFDIC Money Smart
Free planYesYes
Open sourceNot publishedNot published
Runs onWebWeb
Lowest paid planFree or on requestFree or on request
Plans published11
MakerNot publishedNot published
Websitecapera.orgfdic.gov
On financial literacy apps#6 of 25#10 of 25

Capera: what it does well

  • Lessons and tools are free without signup or a paywall.
  • Eight learning paths cover student-focused topics.
  • Includes 14 calculators and a private money coach.
  • Personality quiz requires no signup or email.

What to know first

  • Accounts, streaks, and a leaderboard are not yet available.
  • The site states it is not financial advice.

FDIC Money Smart: what it does well

  • Free access to 14 games and resources
  • Works on smartphones, tablets, and computers
  • Can be used without an individual account
  • Adult curriculum has 14 flexible modules
  • Games are described as screen-reader accessible

What to know first

  • Web platform only
  • No free trial is listed

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