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MoneyTime
What MoneyTime is
MoneyTime is an online financial literacy program for children ages 10 to 15, teaching money management and financial decision-making through 30 practical modules. Topics include earning, saving, budgeting, investing, and business. Lessons pair with a money management game in which children earn virtual money and choose whether to spend, save, invest, or donate it. The program also includes 13 optional parent-child modules intended to connect lessons with everyday life. Schools can use automatically graded quizzes and tests, with reporting functions that provide feedback on student results. MoneyTime is presented for parents, homeschoolers, and schools, including middle school students, and has localized versions for the United States, Australia, New Zealand, South Africa, and the United Kingdom. It runs on internet-connected computers and tablets. There is no free plan, but a 30-day trial is available. The Monthly Subscription is $12.95 a month; the One Year License is $66 a year.
Who it suits
MoneyTime suits parents, homeschoolers, and schools seeking structured financial learning for children ages 10 to 15. Its optional parent-child modules and school assessment tools serve different learning settings.
What it does well
- Includes 30 practical personal finance modules.
- Game lets children spend, save, invest, or donate virtual money.
- Offers 13 optional parent-child modules.
- School quizzes and tests are automatically graded.
- Works on internet-connected computers and tablets.
What to know first
- No free plan is listed.
- The Monthly Subscription is $12.95 a month.
- The One Year License is $66 a year.
Limits
There is no free plan. The trial lasts 30 days; the monthly and annual plans are paid subscriptions or licenses.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Monthly Subscription | per month · 25% off each additional child ($9.70 per month each) · no minimum contract · cancel anytime using customer portal | $12.95 a month |
| One Year License | one year; no recurring billing · 25% off each additional child ($49.50 each) · 60-day money-back guarantee | $66 a year |
As moneytimekids.com lists them, read 9 Oct 2026. The maker's own page has the final word.
Getting started
- Open the MoneyTime website
- Start the 30-day trial
- Choose the Monthly Subscription or One Year License
- Use the program on an internet-connected computer or tablet
- Add parent-child modules or school assessments as needed
Verdict
MoneyTime combines personal finance lessons with a virtual money game, optional family modules, and school assessment features. A 30-day trial is available, while ongoing use requires a paid plan.
Questions
What ages does MoneyTime teach?
MoneyTime is designed for children ages 10 to 15.
Does MoneyTime have a free plan?
No. It offers a 30-day trial instead.
How much does the Monthly Subscription cost?
The Monthly Subscription costs $12.95 a month. Each additional child costs $9.70 a month after the listed discount.
Is there an annual option?
The One Year License costs $66 a year, with no recurring billing. Additional children cost 49.50 USD each.
Which devices can access MoneyTime?
The program runs on any internet-connected computer or tablet.
Facts from MoneyTime's own pages
- Data providers
- The listed subprocessors include AWS for program hosting, Zoho CRM, Microsoft 365 and OneDrive, Squarespace, and Xero. · moneytimekids.com, 9 Oct 2026
- Game
- Lessons are combined with a money management game where children earn virtual money and choose to spend, save, invest or donate it. · moneytimekids.com, 9 Oct 2026
- Headquarters
- Christchurch, New Zealand · moneytimekids.com, 28 Sept 2026
- Lessons
- The program includes 30 practical personal finance modules covering topics from earning, saving and budgeting to investing and business. · moneytimekids.com, 9 Oct 2026
- Parent modules
- The program includes 13 optional parent-child modules intended to connect learning with real life. · moneytimekids.com, 9 Oct 2026
- Privacy
- The privacy policy says MoneyTime does not market its products or services to students or children who have created an account. · moneytimekids.com, 9 Oct 2026
- Purpose
- MoneyTime is an online financial literacy program for children ages 10 to 15 that teaches them to manage money and make financial decisions. · moneytimekids.com, 9 Oct 2026
- Regional versions
- The maker lists localized versions for the United States, Australia, New Zealand, South Africa and the United Kingdom. · moneytimekids.com, 9 Oct 2026
- School assessments
- School quizzes and tests are automatically graded, and reporting functions provide feedback on student results. · moneytimekids.com, 9 Oct 2026
- School pricing
- For US grades 6 to 10, the maker offers a free trial with pricing available on request and says the program is free through sponsorship in some states. · moneytimekids.com, 9 Oct 2026
- Security
- The privacy policy says the company uses technical, administrative and physical security measures designed to protect user information from unauthorized access, disclosure, use and modification. · moneytimekids.com, 9 Oct 2026
- Support
- The privacy policy directs users to contact MoneyTime Support at [email protected] with privacy questions. · moneytimekids.com, 9 Oct 2026
- Supported access
- The program can be used on any internet-connected computer or tablet. · moneytimekids.com, 9 Oct 2026
- Supported audiences
- MoneyTime is presented for parents, homeschoolers and schools, including middle school students. · moneytimekids.com, 9 Oct 2026
Where MoneyTime stands on Freedom251
- Financial Literacy Apps#25 of 25