Instead of Swan Cards
Swan Cards alternatives
Swan Cards helps European software companies place branded banking inside their own products. It provides embedded accounts, SEPA payments, KYC/AML tools, a ledger, and Mastercard debit cards in virtual, physical, digital, and single-use formats. Partners can set spending rules by amount, currency, merchant, city, or country, while Apple Wallet and Google Wallet support NFC payments. A GraphQL API, ready-made web banking interface, and open-source frontend give teams several web integration paths. The free Sandbox includes fake accounts, cards, payments, and testing tools; paid service starts at €2,990/mo.
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Railsr
Free plan APIWebGlobal embedded finance with wallets, rewards, and transfers — Railsr adds credit, prepaid, wallet, transfer, and reward capabilities, plus nearly 100 integrations behind one API.
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Stripe Treasury
Free plan AndroidAPIiPhone+1Startups needing multicurrency accounts and global payouts — Stripe Treasury combines multicurrency balances, 160+ country payouts, cashback cards, accounting integrations, and automated reconciliation.
7.1 Visit site - 3
NymCard
Paid AndroidAPIiPhone+2API-driven programs needing lending and financial-crime controls — NymCard adds lending, settlement, reconciliation, extensive wallet payments, financial-crime tools, and public-cloud through on-premise deployment.
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Paynetics Card Issuing
Paid AndroidAPIiPhone+1Custom Visa and Mastercard card programs — Paynetics supports Visa and Mastercard products, dedicated IBAN accounts or eWallets, and Android tokenisation alongside Apple Pay.
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Treezor
Paid AndroidAPIiPhone+1European Banking-as-a-Service with mobile SDKs — Treezor adds Visa programs, local IBANs, Samsung Pay, dedicated sandboxes and dashboards, plus native and cross-platform mobile SDKs.
Pricing on request Visit site - 6
Unit
Paid AndroidAPIiPhone+1Embedded finance with ledger visibility and security controls — Unit covers ACH, wires, RTP, checks, international payments, lending, and settlement-level ledger visibility with brandable components.
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Vodeno Cloud Platform
Paid AndroidAPIiPhone+1Cloud-native banking with no-code processes and compliance — Vodeno offers savings, lending, Buy Now, Pay Later, no-code process automation, 500+ compliance controls, and access to Aion Bank’s licence.
Pricing on request Visit site - 8
Griffin
Free plan APIWeb - 9
Mbanq Cloud
Free trial AndroidAPIiPhone+1 - 10
Airwallex Embedded Finance
Paid APIWeb - 11
Modulr
Paid AndroidAPIiPhone+1 - 12
Decentro
Paid APIWeb - 13
Moov
Paid AndroidAPIiPhone+1 - 14
Baasic
Paid API - 15
ClearBank Embedded Banking
Paid API - 16
Galileo
Paid APIWeb - 17
Highnote
Paid APIWeb - 18
Increase ACH
Paid APIWeb - 19
Rapyd
Paid AndroidAPIiPhone+1 - 20
Bankly
Paid APIWeb - 21
Column
Paid APIWeb - 22
Dock
Paid APIWeb - 23
OpenPayd
Paid APIWeb - 24
Weavr
Paid AndroidAPIiPhone+1 - 25
Integrated Finance
Paid APIWeb - 26
Treasury Prime
Paid APIWeb
You may prefer another platform for broader geography, additional financial products, or more deployment and mobile options. Swan supports API and web, requires API calls from a partner backend, and does not support digital wallets beyond Apple Wallet and Google Wallet. Compare alternatives by card schemes and formats, wallet coverage, payment rails, account and ledger features, compliance tooling, integrations, and developer environments. Also weigh whether you need lending, rewards, accounting connections, reconciliation, dashboards, or self-hosting. Providers quoting on request require a direct pricing comparison.
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