FREEDOM251

Freedom251 › Banking-as-a-Service Platforms

Bankly

Paid APIWeb

Visit Bankly Alternatives

Bankly's own site

What Bankly is

Bankly provides a Banking as a Service platform for businesses building financial products such as digital accounts. Available through web access and APIs, it offers more than 30 APIs for connecting financial services to a partner’s system. Its account management API supports opening and operating individual and business payment accounts, including multiple accounts for one customer. Services include Pix, TED transfers, bill payments, and deposit and collection boletos. Bankly also offers issuance, processing, and management of Mastercard-branded cards. It says it is a direct Pix participant with direct access to Brazil’s Central Bank DICT, and is licensed by Brazil’s Central Bank as a Payment Institution with bank code 332. Partners can test integrations in a sandbox; production access follows a homologation process. The developer portal includes manuals, API references with request simulations, and monthly documentation updates. Bankly describes mTLS certificate authentication and personal-data safeguards including access controls, encryption, monitoring, and vulnerability management. The platform serves Brazil. Pricing is available on request, and API credentials are provided after contract closure and a kickoff with its Technical Account Management team.

Who it suits

Bankly is intended for banks, fintechs, startups, e-commerce businesses, acquirers, retailers, and other industries building financial products in Brazil. Partners need their own or a contracted technology team to build the front end and integrate the APIs.

What it does well

  • More than 30 APIs for financial-service integration.
  • Supports individual and business payment accounts.
  • Includes Pix, TED, bill payments, and boletos.
  • Sandbox available for integration testing.
  • Technical Service Desk is available around the clock.

What to know first

  • Pricing is available only on request.
  • Production access follows a homologation process.
  • Partners need a technology team for front-end and integration work.
  • Services are listed for Brazil.

Verdict

Bankly offers account, payment, and card capabilities through a partner-integrated platform focused on Brazil. Prospective partners should account for the integration work, homologation, and contract process before planning a launch.

Facts from Bankly's own pages

Accounts
Its account management API supports opening and managing payment accounts for individuals and businesses, including multiple accounts for one customer. · docs.bankly.com.br, 7 Oct 2026
Account services
The platform supports opening and operating both individual and business accounts. · bankly.com.br, 8 Oct 2026
API catalog
Bankly says it offers more than 30 APIs for integrating financial services into a partner’s system. · bankly.com.br, 7 Oct 2026
APIs
Bankly says it provides more than 30 APIs for integrating financial services into a partner’s offering. · bankly.com.br, 8 Oct 2026
Cards
The card platform supports issuance, processing and management of customized Mastercard cards. · bankly.com.br, 8 Oct 2026
Customers
The maker says it serves banks, fintechs, startups, e-commerce businesses, acquirers, retailers and industries. · bankly.com.br, 8 Oct 2026
Documentation
The public developer portal includes integration guidance, API references, request simulations, and examples of responses and errors; its partner Playbook is private and provided after contracting. · docs.bankly.com.br, 8 Oct 2026
Headquarters
São Paulo, Brazil · bankly.com.br, 28 Sept 2026
Intended customers
The company says it serves banks, fintechs, startups, e-commerce businesses, acquirers, retailers, and industries. · bankly.com.br, 7 Oct 2026
Licensing
Bankly says it is licensed by Brazil’s Central Bank to operate as a Payment Institution and identifies its bank code as 332. · openfinance.bankly.com.br, 8 Oct 2026
Partner access
Bankly says API credentials are provided after contract closure and a kickoff with its Technical Account Management team. · docs.bankly.com.br, 7 Oct 2026
Partner requirements
Partners need their own or a contracted technology team to build the operation’s front end and integrate with Bankly; the maker says the end customer must be supported by the partner. · openfinance.bankly.com.br, 8 Oct 2026
Payments
Its listed services include Pix, TED transfers, bill payment, and deposit and collection boletos. · bankly.com.br, 8 Oct 2026
Pix
Bankly states that it is a direct participant in Pix and has direct access to the Brazilian Central Bank’s DICT. · docs.bankly.com.br, 7 Oct 2026
Pricing
Pricing proposals are customized by project; charges may include project setup, required products such as anti-fraud, a minimum monthly allowance for transactional APIs, and usage charges above that allowance. · openfinance.bankly.com.br, 8 Oct 2026
Privacy
Bankly’s privacy policy says it uses technical and organizational measures including access controls, encryption, monitoring, and vulnerability management to protect personal data. · openfinance.bankly.com.br, 7 Oct 2026
Product
Bankly provides a modular Banking as a Service platform for companies to build financial products such as digital accounts, Pix, cards, boletos and TED transfers. · bankly.com.br, 8 Oct 2026
Security
Bankly’s security manual requires security measures across integrations and says mobile apps should not receive or store unnecessary confidential customer information, citing LGPD principles. · docs.bankly.com.br, 8 Oct 2026
Support
Bankly describes account managers, Technical Account Managers who help with API integration and production approval, and a technical Service Desk available 24 hours a day, seven days a week. · blog.bankly.com.br, 8 Oct 2026
Testing
Bankly provides a Sandbox environment for partners to test integrations before production. · bankly.com.br, 8 Oct 2026

Where Bankly stands on Freedom251

Look at these too