No. 6of 31 ·Banking-as-a-Service Platforms

Treezor

Web · Android · iPhone · API

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Freedom report

Two barsScore 5.6

Runs widely3 of 6 device platforms
DocumentedPlans, terms and facts published

Treezor is ranked #6 of 31 in banking-as-a-service platforms on Freedom251. It runs on Android, API, iOS, Web.

Compared on banking-as-a-service platforms

Card issuing: Yes
Embedded accounts: Yes
KYC/AML tools: Yes
Ledger: Yes
Supported regions: Belgium, France, Germany, Italy, Luxembourg, Spain, The Netherlands

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The record

What it does: Treezor provides embedded finance and Banking-as-a-Service through APIs, covering services across the payment chain from receiving to issuing payments.
Account services: Its services include payment accounts and wallets, with virtual and local IBANs.
Payments and compliance: Its core banking services include payment acquisition and issuance, third-party collection, and KYC.
API and sandbox: Treezor exposes its features through a REST API and offers each customer a free dedicated sandbox for testing.
Dashboard: Treezor documentation describes a dedicated dashboard for onboarding teams and a customizable dashboard for monitoring operations.
Integrations: Treezor’s card services support Apple Pay, Google Pay, and Samsung Pay.
Strong authentication: Treezor offers WebNative authentication for browsers and mobile devices, plus native iOS and Android SDKs and bridges for React Native, Flutter, and Capacitor.
Security: Treezor’s PCI DSS integration uses mutual TLS for authentication and encrypted communication across its endpoints.
Regulatory status: Treezor says it is an ACPR-authorized electronic money institution with authorization to operate in 25 countries.
Support: For questions about a Treezor-powered payment account, card, or IBAN, customers are directed to contact the company where they opened the account first.
Intended customers: Treezor describes its core banking solution as a B2B white-label service for businesses including fintechs, regulated institutions, and corporates.
Card program setup: Issuing cards requires a card program to be set up with Treezor, with assistance from its account and implementation managers.
Product: Treezor provides Banking-as-a-Service for embedding financial services through an API.
Services: Its services include core banking, KYC/KYB, card issuing and processing, acquiring, and SEPA and international payments.

Where it ranks on Freedom251

Best Banking-as-a-Service Platforms in 2026#6 of 31

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Sources

treezor.com/company/· checked 9 Oct 2026
docs.treezor.com/guide/overview/getting-started.html· checked 9 Oct 2026
treezor.com/services/treezor-core-banking/· checked 9 Oct 2026
treezor.com/developers/· checked 9 Oct 2026
docs.treezor.com· checked 9 Oct 2026
treezor.com/services/payment-issuing-solutions/· checked 9 Oct 2026
treezor.com/services/sca/· checked 9 Oct 2026
docs.treezor.com/guide/cards/pci-dss.html· checked 9 Oct 2026
treezor.com/contact-us/contact-help-and-support/· checked 9 Oct 2026
docs.treezor.com/guide/cards/introduction.html· checked 9 Oct 2026
treezor.com· checked 9 Oct 2026
docs.treezor.com/guide/acquiring/introduction.html· checked 9 Oct 2026