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OpenPayd vs Treezor

Both stand on banking-as-a-service platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

OpenPayd

Paid APIWeb

Corporate clients seeking financial infrastructure across fiat and digital assets may find OpenPayd a fit, particularly when API-based payments and virtual IBANs are priorities. Look elsewhere if you need a consumer service or card issuing; pricing also requires a bespoke quote.

Visit OpenPayd

Treezor

Paid AndroidAPIiPhone+1

Treezor covers accounts, payments, compliance, and card services through an API-based offering. Businesses should confirm pricing and the setup needed for card issuing or acquiring.

Visit Treezor

The facts

OpenPaydTreezor
Free planNot publishedNot published
Open sourceNot publishedNot published
Runs onAPI, WebAndroid, API, iPhone, Web
Lowest paid planFree or on requestNot published
Plans published1None
MakerNot publishedNot published
Websiteopenpayd.comtreezor.com
On banking-as-a-service platforms#22 of 31#26 of 31

OpenPayd: what it does well

  • One API covers accounts, wallets, payments, FX, stablecoin trading, and Open Banking.
  • Supports domestic, international, and real-time payments.
  • Businesses can issue unlimited virtual IBANs.
  • A documented REST API and sandbox support testing.
  • Integrated with Circle Payments Network for cross-border fiat payments to businesses.

What to know first

  • Services are limited to corporate clients, not individuals or consumers.
  • Pricing is bespoke and available by quote.
  • Card issuing is not offered.

Treezor: what it does well

  • Accounts and wallets include virtual and local IBANs
  • Dedicated customer sandbox for testing
  • Supports Visa and Mastercard card programs
  • Card services support Apple Pay, Google Pay, and Samsung Pay
  • REST API uses JSON

What to know first

  • Pricing is available on request
  • Acquiring is not enabled by default
  • Card issuing requires a Treezor card program setup

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