Freedom251 › Banking-as-a-Service Platforms
Integrated Finance
What Integrated Finance is
Integrated Finance is a cloud-native financial infrastructure platform that connects fintech products with core services and provider workflows. Its orchestration layer coordinates accounts, payments, cards and compliance across banking partners through one integration. Features include multi-currency accounts and wallets, branded virtual and physical cards, and tokenised cards for Apple Pay and Google Pay. Payment and treasury tools cover routing, automated fee sweeps, split payments, liquidity management and provider failover. A real-time double-entry ledger records accounts, payments and card authorisations across products, currencies and counterparties. MidOffice includes KYC/KYB, AML monitoring, sanctions screening, audit trails and UK and EU licensing options. Named integrations include Sumsub, Onfido, ComplyAdvantage, Featurespace, KYP and Thredd. A REST API and webhooks send state changes to customer systems, and a sandbox can be requested to test accounts, payments, cards and webhooks before going live. The company says required data is encrypted and its platform is hosted on Google Cloud. The platform is presented for fintechs, marketplaces, BaaS/CaaS providers and financial infrastructure providers. Pricing is on request; no free plan is listed.
Who it suits
It is presented for fintechs, marketplaces, BaaS/CaaS providers and financial infrastructure providers that need to connect financial services through an orchestration layer. Teams can request sandbox access to test accounts, payments, cards and webhooks.
What it does well
- Orchestrates accounts, payments, cards and compliance.
- Includes multi-currency accounts and wallets.
- Offers a real-time double-entry ledger.
- REST API and webhooks send state changes.
- Sandbox available by request.
What to know first
- Pricing is on request.
- No free plan.
- Sandbox access must be requested.
Verdict
Integrated Finance brings payment, account, card and compliance workflows into one orchestration platform with API and sandbox access. Buyers need to contact the company for pricing and request sandbox access.
Facts from Integrated Finance's own pages
- Accounts and cards
- The product includes multi-currency accounts and wallets, plus virtual and physical card issuing. · integrated.finance, 7 Oct 2026
- API and events
- The platform offers a single API and webhooks that push state changes to customer systems. · integrated.finance, 7 Oct 2026
- API and webhooks
- The platform offers a REST API and sends state changes to customer systems through webhooks. · integrated.finance, 5 Oct 2026
- Banking and payments
- It supports orchestration across banking partners, with routing, fee sweeps, split payments, liquidity management, and failover. · integrated.finance, 7 Oct 2026
- Card features
- The platform supports branded virtual and physical cards and tokenised cards for Apple Pay and Google Pay. · integrated.finance, 5 Oct 2026
- Compliance
- The platform describes KYC/KYB, AML monitoring, sanctions screening, transaction monitoring, and regulatory reporting capabilities. · integrated.finance, 7 Oct 2026
- Founded
- 2019 · integrated.finance, 28 Sept 2026
- Integrations
- Listed connections include Modulr, Currencycloud, Railsbank, ClearBank, LHV, Nium, Crown Agents Bank, Sumsub, ComplyAdvantage, W2, Thredd, Judopay, Transact Payments, tell.money, Flagright, and Aazzur. · integrated.finance, 7 Oct 2026
- Intended customers
- The company identifies fintechs, marketplaces, banking and payment infrastructure providers, and BaaS/CaaS providers as customer groups. · integrated.finance, 7 Oct 2026
- Ledger
- The platform describes a real-time, immutable, double-entry ledger covering accounts, payments, and card authorisations. · integrated.finance, 7 Oct 2026
- Orchestration
- The platform orchestrates accounts, payments, cards, and compliance across banking partners through one integration. · integrated.finance, 5 Oct 2026
- Payments and treasury
- Platform features include payment routing, automated fee sweeps, split payments, liquidity management, and provider failover. · integrated.finance, 5 Oct 2026
- Pricing availability
- The company directs visitors to contact its team and does not state product plan prices on the pages reviewed. · integrated.finance, 7 Oct 2026
- Product
- Integrated Finance provides an orchestration platform that connects financial service providers through one API and workflow layer. · integrated.finance, 7 Oct 2026
- Provider flexibility
- Customers can add or swap banking, card, and compliance providers through the orchestration layer without re-platforming. · integrated.finance, 5 Oct 2026
- Sandbox
- The company offers sandbox access to test accounts, payments, cards, and webhooks before going live. · integrated.finance, 7 Oct 2026
- Security
- The company says required data is encrypted and its platform is hosted on Google Cloud. · integrated.finance, 7 Oct 2026
- Support
- The support hub links to API documentation, a system status page, and an active Slack community. · integrated.finance, 7 Oct 2026
- What it does
- Integrated Finance is a cloud-native financial infrastructure platform that connects fintech products to core financial services and integration workflows. · integrated.finance, 5 Oct 2026
- Who it is for
- The maker presents the platform for fintechs, marketplaces, BaaS/CaaS providers, and financial infrastructure providers. · integrated.finance, 5 Oct 2026
Where Integrated Finance stands on Freedom251
- Banking-as-a-Service Platforms#24 of 31