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Dock

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What Dock is

Dock provides payments and banking infrastructure that companies can use to create financial services for customers. Its Dock One platform supports operations across markets with cloud-native architecture, a single API integration point, and configuration by country, currency, and business model. The platform uses modular, event-based components. Its core ledger handles multiple currencies and balances, customizable accounts, transaction rules, approval flows, and reports; Spending Control sets limits by merchant type, time, amount, and period. Dock lists card issuing, digital accounts, acquiring, and fraud prevention among its services. Its white-label banking includes digital accounts, branded debit cards, Pix transfers, bill payments, and boleto payments. Acquiring supports in-person and online acceptance through options including POS, TEF, Pix, Tap On Phone, payment links, APIs, and Pix Checkout. Fraud tools include real-time transaction monitoring and communication through SMS, WhatsApp, and email. Dock says it is regulated by Brazil's Central Bank and lists certifications including ISO/IEC 27001 and PCI DSS. The listed supported region is Latin America. Pricing is available on request.

Who it suits

Dock is for businesses building or operating financial services, including banking, card, acquiring, and fraud-prevention offerings. Its listed supported region is Latin America.

What it does well

Single API integration point for Dock One
Operations configurable by country, currency, and business model
Ledger supports multiple currencies and balances
White-label banking includes Pix and boleto payments
Fraud tools include real-time transaction monitoring

What to know first

Pricing is available on request
Listed supported region is Latin America

Limits

Dock lists Latin America as its supported region. Pricing is available on request.

Getting started

Visit https://dock.tech/ to review Dock’s solutions.
Contact Dock’s commercial team for information about solutions and pricing.
Choose the relevant API platform: Dock One, Banking, Cards & Credit, or Acquiring.
Integrate through Dock’s APIs; Dock says communication uses HTTPS with TLS and integration tokens are delivered using PGP encryption.

Verdict

Dock brings banking, payments, acquiring, and fraud capabilities into a configurable infrastructure offering. Businesses need to contact its commercial team for pricing details.

Questions

What does Dock provide?

Dock provides payments and banking technology and infrastructure that companies can use to create and offer financial services.

What does Dock One include?

Dock One is a cloud-native platform for scaling financial-services operations across markets. It offers a single API integration point and configuration by country, currency, and business model.

What financial services does Dock list?

Its listed solutions include card issuing, digital accounts, acquiring, and fraud prevention. Banking options include Pix, boletos, and Open Finance.

What region does Dock support?

Latin America is the listed supported region.

How much does Dock cost?

Dock’s pricing is available on request. The site directs businesses to its commercial team for information.

Is Dock regulated?

Dock says it is a payment institution regulated by Brazil’s Central Bank.

Facts from Dock's own pages

Acquiring: Dock offers white-label acquiring with in-person and online payment acceptance, including POS, TEF, Pix, Tap On Phone, payment links, APIs, and Pix Checkout. · dock.tech, 4 Oct 2026
API security: Dock says API communication uses HTTPS with TLS, and integration tokens are delivered using PGP encryption. · developers.dock.tech, 4 Oct 2026
Banking: Dock’s white-label banking offering includes digital accounts, branded debit cards, Pix transfers, bill payments, and boleto payments. · dock.tech, 4 Oct 2026
Cards: Dock provides card processing and card programs, including transaction authorization, settlement, chargeback management, and reconciliation. · dock.tech, 4 Oct 2026
Certifications: Dock’s compliance page lists ISO/IEC 22301, ISO/IEC 27001, ISO/IEC 27701, PCI DSS, PCI PIN Security, and ISAE 3402. · dock.tech, 4 Oct 2026
Cloud architecture: Dock One uses cloud-native architecture. · dock.tech, 3 Oct 2026
Company history: Dock's history page says its journey began in 1999 with the founding of Conductor, and that Dock was formed within Conductor in 2018. · dock.tech, 3 Oct 2026
Configurable operations: Dock One lets companies configure operations by country, currency, and business model. · dock.tech, 4 Oct 2026
Configuration: Dock One can be configured by country, currency, and business model. · dock.tech, 3 Oct 2026
Developer integration: Dock’s developer documentation organizes APIs into platforms for Dock One, Banking, Cards & Credit, and Acquiring. · developers.dock.tech, 4 Oct 2026
Dock One: Dock One is a cloud-native, integrated platform with a single API for financial-services operations. · dock.tech, 4 Oct 2026
Financial services: Dock lists card issuing, digital accounts, acquiring, and fraud prevention among its financial services solutions. · dock.tech, 3 Oct 2026
Founded: 1999 · dock.tech, 28 Sept 2026
Fraud communications: Its multichannel communication service can use SMS, WhatsApp, and email to validate transactions and help prevent fraud. · dock.tech, 4 Oct 2026
Fraud prevention: Dock says its transaction monitoring uses artificial intelligence to detect suspicious behavior in real time and reduce false positives. · dock.tech, 4 Oct 2026
Headquarters: Barueri, São Paulo, Brazil · dock.tech, 28 Sept 2026
Integration: Dock One offers one API as a single integration point for implementation. · dock.tech, 3 Oct 2026
Ledger: Its core ledger supports multiple currencies and balances, customizable accounts, transaction rules, approval flows, and reports. · dock.tech, 3 Oct 2026
Payments: Its banking solutions include payment methods such as Pix, boletos, and Open Finance. · dock.tech, 3 Oct 2026
Platform modules: Dock One describes a modular, event-based architecture with specialized components. · dock.tech, 3 Oct 2026
Product: Dock provides payments and banking technology and infrastructure that companies can use to create and offer financial services. · dock.tech, 3 Oct 2026
Regulatory status: Dock says it is a payment institution regulated by Brazil's Central Bank. · dock.tech, 3 Oct 2026
Sales and pricing: The site directs businesses to contact its commercial team for information about solutions; it does not state a public product price on the pages reviewed. · dock.tech, 4 Oct 2026
Security: Dock says confidentiality, integrity, and secure availability of information are priorities, and that it follows information-security laws, standards, best practices, and international standards. · dock.tech, 3 Oct 2026

Where Dock stands on Freedom251

Banking-as-a-Service Platforms#21 of 31