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Integrated Finance vs Unit

Both stand on banking-as-a-service platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Integrated Finance

Paid APIWeb

Integrated Finance brings payment, account, card and compliance workflows into one orchestration platform with API and sandbox access. Buyers need to contact the company for pricing and request sandbox access.

Visit Integrated Finance

Unit

Paid AndroidAPIiPhone+1

Unit offers accounts, payments, cards, ledger tools, and managed modules for embedded finance products. Businesses should account for its partner-bank structure and the conditions attached to pass-through deposit insurance.

Visit Unit

The facts

Integrated FinanceUnit
Free planNoNot published
Open sourceNot publishedNot published
Runs onAPI, WebAndroid, API, iPhone, Web
Lowest paid planNot publishedFree or on request
Plans publishedNone1
MakerNot publishedNot published
Websiteintegrated.financeunit.co
On banking-as-a-service platforms#24 of 31#20 of 31

Integrated Finance: what it does well

  • Orchestrates accounts, payments, cards and compliance.
  • Includes multi-currency accounts and wallets.
  • Offers a real-time double-entry ledger.
  • REST API and webhooks send state changes.
  • Sandbox available by request.

What to know first

  • Pricing is on request.
  • No free plan.
  • Sandbox access must be requested.

Unit: what it does well

  • Supports accounts, cards, credit products, and multiple payment rails.
  • Native ledger provides settlement-level transaction visibility.
  • UI components support web, mobile web, and native platforms.
  • Managed Solutions can operate Banking or Bill Pay modules.

What to know first

  • Pricing is available on request.
  • Supported region is listed as the United States.
  • Unit is not a bank; partner banks provide banking services.

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