Airwallex Embedded Finance is an API and web offering for businesses that want to manage global payments, financial operations, and embedded financial services. Its API products include Connected Accounts, Accounts, Payments, Transactional FX, Payouts, and Issuing. Airwallex says the APIs can accept payments in more than 180 countries, transfer funds to more than 200 countries, and issue local cards in more than 60 countries. Businesses can integrate with prebuilt components, low-code options, or customized API work. Developer libraries, documentation, and technical teams support complex requirements. Listed use cases are Global Treasury, Banking as a Service, and Payments for Platforms. The service includes card issuing, embedded accounts, payment rails, KYC/AML tools, and a ledger. Shopify, WooCommerce, and Xero are listed integrations. Airwallex says its licenses support compliance handling and that it meets PCI DSS, SOC1, and SOC2 standards. Pricing is custom and available on request; there is no free plan.
Who it is for
It suits growing businesses and technology-focused platforms or marketplaces embedding financial services. API teams needing global payment and account capabilities may also consider it.
What is good
- Payments accepted in 180+ countries
- Funds transfers to 200+ countries
- Prebuilt, low-code, and custom integrations
- KYC and AML tools included
- Card issuing and embedded accounts
What to know first
- Pricing is available only on request
- No free plan
- Platform access is API and web
Verdict
Airwallex Embedded Finance combines payment, account, card, foreign-exchange, payout, and compliance capabilities in one API offering. Its broad country coverage and multiple integration approaches fit businesses building financial features into platforms, while costs require a sales conversation.
Airwallex Embedded Finance plans and pricing
All plansCompared on banking-as-a-service platforms
- Free plan
- No
- Card issuing
- Yes
- Embedded accounts
- Yes
- Payment rails
- card_networks
- KYC/AML tools
- Yes
- Ledger
- Yes
- Supported regions
- Australia, Hong Kong, New Zealand, Singapore, Canada, United States, United Kingdom, China, Netherlands, Lithuania, Malaysia, Switzerland, Austria, Belgium, Bulgaria, Cayman Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, South Korea, Latvia, Liechtenstein, Luxembourg, Macao, Malta, Marshall Islands, Mexico
