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Baasic

Paid API

What Baasic is

Baasic provides white-label financial services through APIs for software businesses with an existing product and customer base. Its platform connects those businesses to Brazil’s regulated financial infrastructure and covers digital accounts, cards, payments, credit and insurance. Account capabilities include integrated KYC, real-time balances and statements, Pix, boleto, transfers, event webhooks and an administrative panel. Card services support physical and virtual issuance, configurable limits, real-time authorization rules and tokenization for digital wallets. The payments API handles Pix collections, transfers and refunds, registered bank slips, payment splitting and status webhooks. Developers get a versioned REST API, a production-like sandbox, SDKs, examples, guaranteed delivery for event webhooks and auditable logs. Insurance distribution through the API includes individual and group life, residential, small and medium business, and credit-linked insurance from SUSEP-authorized insurers. Baasic says it does not hold a banking license; regulated partner institutions provide products and conduct financial operations. It names QI Tech, BMP, Celcoin, Icatu and Ouro Preto Investimentos as partners. Baasic describes its infrastructure as handling compliance, reconciliation, ledger and anti-fraud rules, and says integrations typically take weeks.

Who it suits

Baasic suits ERPs, CRMs, B2B SaaS companies, fintechs and marketplaces that already have a product and customers and want to offer financial services through it. It is aimed at businesses serving customers in Brazil that can integrate APIs into their product.

What it does well

APIs cover accounts, cards, payments, credit and insurance.
Digital accounts include integrated KYC and real-time balances.
Supports physical and virtual cards with configurable limits.
Provides a production-like sandbox, SDKs and examples.
Named regulated partners include QI Tech and Celcoin.

What to know first

Pricing is available by request rather than as a listed amount.
The listed supported region is Brazil.
Financial operations depend on regulated partner institutions.

Limits

Pricing is provided on request, and the pages invite prospective customers to discuss their case rather than offering stated plan prices or trial terms.

Plans

Plan	Billed and limits	Price
Custom pricing	Pricing is not stated on the pages opened; contact Baasic to evaluate your case.	On request

As baasic.com.br lists them, read 8 Oct 2026. The maker's own page has the final word.

Getting started

Visit the Baasic website.
Contact Baasic to discuss and assess your case.
Use the API documentation, SDKs and examples to plan an integration.
Work with Baasic’s team on the integration and use its production-like sandbox.

Verdict

Choose Baasic if your software business wants to embed accounts, cards, payments or insurance for customers in Brazil through APIs. Its production-like sandbox, SDKs and integration support are relevant to teams building those services into an existing product. Look elsewhere if you need a service for regions beyond Brazil or a published plan price.

Questions

How much does Baasic cost?

Pricing is on request. Baasic invites prospective customers to discuss and assess their case.

What financial services does Baasic provide?

Its APIs cover digital accounts, cards, payments, credit and insurance. Listed account and payment capabilities include Pix, boleto and transfers.

Where is Baasic available?

Brazil is the listed supported region.

Does Baasic have its own banking license?

No. Baasic says regulated partner institutions provide the products and conduct financial operations.

Which partners does Baasic name?

It lists QI Tech, BMP, Celcoin, Icatu and Ouro Preto Investimentos.

What developer tools are included?

Baasic lists a versioned REST API, event webhooks with guaranteed delivery, a production-like sandbox, SDKs, examples and auditable logs.

Facts from Baasic's own pages

Accounts: Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel. · baasic.com.br, 8 Oct 2026
API and developer tools: The platform provides a versioned REST API, event webhooks with guaranteed delivery, a production-like sandbox, SDKs and examples, and auditable logs. · baasic.com.br, 8 Oct 2026
API features: The platform describes a versioned REST API, guaranteed event webhook delivery, a production-like sandbox, SDKs and examples, and auditable logs. · baasic.com.br, 8 Oct 2026
Cards: The card service supports physical and virtual card issuance, configurable limits, real-time authorization rules, and tokenization for digital wallets. · baasic.com.br, 8 Oct 2026
Digital accounts: Digital account features include integrated KYC, real-time balances and statements, Pix, boleto and transfers, event webhooks, and an administrative panel. · baasic.com.br, 8 Oct 2026
Financial services: Its listed services include digital accounts, physical and virtual cards, Pix, boleto, transfers, credit, and insurance delivered through APIs. · baasic.com.br, 8 Oct 2026
Insurance: Insurance distribution via REST API supports individual and group life, residential, small and medium business, and credit-linked insurance through SUSEP-authorized insurers. · baasic.com.br, 8 Oct 2026
Integrations: The maker lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions. · baasic.com.br, 8 Oct 2026
Integration time: Baasic says integrations typically take weeks with its production-ready infrastructure, documentation, and test environment. · baasic.com.br, 8 Oct 2026
Integration timing: The maker says integrations typically take weeks and describes the infrastructure as ready for production. · baasic.com.br, 8 Oct 2026
Intended customers: The platform is aimed at software businesses with an existing product and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. · baasic.com.br, 8 Oct 2026
Intended users: Baasic targets software businesses with existing products and customers, including ERPs, CRMs, B2B SaaS companies, fintechs, and marketplaces. · baasic.com.br, 8 Oct 2026
Partners: Baasic lists QI Tech, BMP, Celcoin, Icatu, and Ouro Preto Investimentos as partner institutions. · baasic.com.br, 8 Oct 2026
Payments: The payments API supports Pix collections, transfers and refunds, registered bank slips, payment splitting, and status webhooks. · baasic.com.br, 8 Oct 2026
Pricing and availability: The pages opened invite prospective customers to discuss and assess their case; they do not state plan prices or trial terms. · baasic.com.br, 8 Oct 2026
Product: Baasic is a B2B white-label embedded finance platform that connects software companies to Brazil’s regulated financial infrastructure. · baasic.com.br, 8 Oct 2026
Regulatory model: Baasic says it has no banking license of its own; regulated partner institutions conduct the financial operations and provide the products. · baasic.com.br, 8 Oct 2026
Security: The digital account page says customer funds are held by financial institutions regulated by Brazil’s Central Bank. · baasic.com.br, 8 Oct 2026
Security and governance: The maker says the infrastructure handles compliance, reconciliation, ledger, and anti-fraud rules, and describes its governance as integrated with regulated financial institutions. · baasic.com.br, 8 Oct 2026
Services: Its APIs support digital accounts, cards, payments, credit and insurance within a customer’s product journey. · baasic.com.br, 8 Oct 2026
Support: Baasic describes its support as consultative, with a team that understands engineering and business and accompanies the integration. · baasic.com.br, 8 Oct 2026

Where Baasic stands on Freedom251

Banking-as-a-Service Platforms#10 of 31