SimpleChex is a web-based service that generates business checks as PDFs with MICR-encoded routing and account numbers. Users can print checks on plain white paper or blank check stock, including Costco NL-VT-compatible stock, or email a PDF for the recipient to print and deposit like a check. The product uses the E-13B MICR font used by bank scanners. Users can save payees and addresses, then add a signature image or typed signature to checks. SimpleChex logs checks, batches, and emails, and past checks can be reprinted as PDFs. Firm users can invite unlimited team members and limit their access to selected businesses or bank accounts. For QuickBooks payroll, users can upload a payroll PDF for SimpleChex to add a MICR line to each page. SimpleChex says it does not hold, transmit, or process funds; checks clear through the user’s existing bank relationship. The free plan includes one business, unlimited bank accounts, 10 checks per month, and one user. Paid plans start at $5/mo.
Who it is for
SimpleChex is aimed at small businesses and bookkeepers that need to generate, print, or email checks. Its Firm plan also supports team access across businesses or bank accounts.
What is good
- Prints checks on plain paper or blank check stock.
- Email check PDFs for recipients to print and deposit.
- Past checks can be reprinted as PDFs.
- Firm plan supports unlimited team members.
What to know first
- Free plan allows 10 checks per month.
- Free plan is limited to one business and one user.
- Does not hold, transmit, or process funds.
- No accounting import is listed.
Verdict
SimpleChex creates printable or emailable checks while leaving funds and check clearing with the user’s bank. The free plan has a monthly check limit; paid plans start at $5/mo.
SimpleChex plans and pricing
All plansCompared on check printing software
- Free plan
- Yes
- Paid from
- $5/mo
- Delivery model
- web
- MICR printing
- Yes
- Blank-check support
- Yes
- Accounting import
- none
- Layout customization
- customizable
- User limit
- 1 users
